Bradley D. McCormack
About Bradley D. McCormackBradley D. McCormack was born and raised in Wichita, Kansas. Brad went to Rockhurst University, where he earned his Bachelor’s degree in 2000. Afterward, he attended Saint Louis University for law school and obtained his law degree in 2003 before returning to Kansas City. Brad started out working in the public sector, first for Legal Aid of Western Missouri and then for the Missouri Attorney General’s Office. He then worked for NovaStar Financial, Inc., practicing corporate law.
Brad joined The Sader Law Firm in 2007, where he currently focuses his practice on bankruptcy, commercial real estate and commercial litigation. Brad has extensive litigation experience; he has appeared before the Missouri Western District Court of Appeals, the Eastern District Court of Appeals and in State District Courts in approximately 30 counties throughout Western Missouri and Kansas. Brad has presented at local Continuing Legal Education seminars on the topic of Bankruptcy Implications on Family Law Litigation.
Brad, his wife Annie and their son Teddy live in the West Plaza area of Kansas City. They are active members of St. Peter’s Parish in Brookside.
- Business Law
- Real Estate Law
Jurisdictions Admitted to Practice
|Saint Louis University School of Law - Saint Louis University|
|Mechanics of Chapter 7 Bankruptcy|
Chapter 7 Bankruptcy Mechanics
http://www.saderlawfirm.com/bankruptcy-video3.aspx The sad fact is these days . . . . if you ...http://www.saderlawfirm.com/bankruptcy-video3.aspx The sad fact is these days . . . . if you yourself are not going through bankruptcy, you know someone who is. At The Sader Law Firm we know about the stress and worry mounting financial problems can cause. They affect every member of your family. We are ready to help you become one of the many individuals, families and businesses we have helped through this difficult time. While we would never say the process is easy or pain-free, we try to make it as simple and understandable as possible, and by handling your case properly, we want you to know you will be able to sleep well at night confident that what you are doing will make for a better future. In a Chapter 7 bankruptcy there is no minimum amount of debt needed to qualify and the debtor may be an individual, married couple, or company. Prior to your case being filed, we work with you to gather all the information needed for a complete filing. The information includes a list of all creditors, a list of all assets, paystubs and tax returns, along with other information required by the court. We can help that process by providing you with a credit bureau reports and other form. At The Sader Law Firm you will work with your specific attorney throughout the process. We are not a bankruptcy mill that takes a cookie cutter approach to our work. You will receive personal attention from the same attorney who will get to know your specific situation. In Chapter 7, a husband and wife may file together or, if only one wants to file, that is OK too. Generally, filing a petition under Chapter 7 automatically "stays" or stops most collection actions against the debtor or the debtor's property. There is one hearing that takes place, called a meeting of creditors. It occurs about 30 days after the filing and those that file along with their attorney must attend. It is generally a routine meeting and an opportunity for the court appointed trustee and creditors to ask the debtors questions about their debts and assets. During the one hour meeting, usually 10 to 15 cases are dealt with and each debtor may answer questions for five minutes or so. Usually within 90 to 120 days after the meeting of creditors, the case concludes when the Court enters a Discharge Order which releases individual debtors from personal liability for most unsecured debts. Although corporations can file under Chapter 7 they do not actually receive a discharge. The grounds for denying an individual debtor a discharge in a Chapter 7 case are narrow, and usually are due to debtors not honestly disclosing either debts or assets. The attorneys at The Sader Law Firm are here to do everything we can to ensure that your case goes smoothly. The first step in getting help is to take a moment right now and fill out the contact form on the left side of your screen or just give us a call. We are happy to provide absolutely free phone consultations with a local attorney in our Kansas City office who will review your situation. The Sader Law Firm http://www.saderlawfirm.com/ Email:email@example.com 4739 Belleview Ave., Suite 300 Kansas City, Missouri 64112 Telephone: 816-561-1818 Facsimile: 816-561-0818 Hide
|Bankruptcy Myths - Life After Bankruptcy|
Bankruptcy Myths - Life After Bankruptcy
http://www.saderlawfirm.com/bankruptcy-video5.aspx Do you think that filing bankruptcy is a stain ...http://www.saderlawfirm.com/bankruptcy-video5.aspx Do you think that filing bankruptcy is a stain that stays with you forever? You know, there are so many bankruptcy myths and misconceptions spread by those who really do not know the truth. What I want to do, is to dispel a few of these myths with facts that I have gained as a bankruptcy lawyer for the past 25 years. Here is myth number 1, "Won't bankruptcy ruin my credit?" Most people who are filing for bankruptcy already have bad credit. While it is true the bankruptcy may last on your credit report for 10 years, if you pay your bills on time after filing bankruptcy, your credit report score can often meet and exceed what it was when you filed within two years. You can also apply for credit the day after you file. Bankruptcy can actually help clean up your credit history. The second myth people often have is, "I owe taxes, and they can't be included if I file bankruptcy, can they?" In fact, some taxes are dischargeable. If you have filed your returns on time, and owe income taxes more than 3 years old, they can be discharged in bankruptcy. Here is another one, "Won't I will lose my home and car if I file?" In fact, it is a rare occurrence for anyone to lose any personal property such as household goods from a bankruptcy. Generally, if you want to retain your home and vehicles you can, as long as you continue to pay those creditors. At The Sader Law Firm we have a saying about our clients -- "Once their case is over, it seems their biggest regret is that they didn't file sooner!" Each case is unique and we know the right questions to ask to evaluate your case and present all your options. Don't be afraid that your life will change because of a bankruptcy. Bankruptcy is a lawful action that is designed to help people in financial trouble start again. Let the lawyers at The Sader Law Firm help by giving you a personal evaluation of your case options. Take a moment right now, fill out the contact form on the left side of your screen or just give us a call. We are happy to provide absolutely free phone consultations with an attorney in our Kansas City office who will review your situation. The Sader Law Firm http://www.saderlawfirm.com/ Email:firstname.lastname@example.org 4739 Belleview Ave., Suite 300 Kansas City, Missouri 64112 Telephone: 816-561-1818 Facsimile: 816-561-0818 Hide
|The Sader Law Firm - Bankruptcy Introduction|
http://www.saderlawfirm.com/bankruptcy-video2.aspx At The Sader Law Firm we know that when it ...http://www.saderlawfirm.com/bankruptcy-video2.aspx At The Sader Law Firm we know that when it comes to bankruptcy, you need an experienced firm with capable and understanding attorneys. Our attorneys have over 30 combined years experience handling chapter 7, 11 and 13 bankruptcy cases. Most importantly, we know the answers to the important questions on your mind when bankruptcy becomes an option. Do you know which chapter is right for you? Will you be able to keep your home and other properties? Are there debts which cannot be included in a bankruptcy? These are all important questions and you need to be confident you know your options. When local Kansas City Channel 4 needed a bankruptcy attorney to comment on one of their news stories they came to us and you can too. We have helped individuals, couples and businesses put their past problems behind them and move forward through the proper use of the bankruptcy process. We have created this site to give you some helpful information about our firm and general answers to some of your questions. Every case is unique and the first step in getting help specific to your situation is to take a moment right now and fill out the contact form on the left side of your screen, or just give us a call. We are happy to provide absolutely free phone consultations with an attorney in our Kansas City office to review your specific situation. The Sader Law Firm http://www.saderlawfirm.com/ Email:email@example.com 4739 Belleview Ave., Suite 300 Kansas City, Missouri 64112 Telephone: 816-561-1818 Facsimile: 816-561-0818 Hide
|Mechanics of Chapter 13 Bankruptcy|
The Mechanics of Chapter 13 Bankruptcy
http://www.saderlawfirm.com/bankruptcy-video4.aspx If you are facing foreclosure due to past due ...http://www.saderlawfirm.com/bankruptcy-video4.aspx If you are facing foreclosure due to past due mortgage payments, you may be thinking about a mortgage modification, a short sale or some type of forbearance program to give you time to get caught up. After dealing with these issues for years, what I can tell you is that, unlike each of the programs I just mentioned, a Chapter 13 bankruptcy filing forces a mortgage company to give you time to catch up on past due payments while you make your current payment each month. You are in control instead of the mortgage company! In Chapter 13, you make monthly payments to a local Chapter 13 Trustee, who is appointed by the Court. He, in turn, pays your creditors. The repayment plan is called a Chapter 13 Plan, and generally lasts between three and five years. Any individual, even if self-employed, is eligible for Chapter 13 relief as long as the individual has a regular income and unsecured debts of approximately $350,000 and secured debts of approximately $1,000,000. These amounts are adjusted periodically to reflect changes in the consumer price index. A corporation or partnership cannot be a Chapter 13 debtor. There are three types of creditors in a Chapter 13 case: priority, secured, and unsecured. Priority claims are granted special status under the bankruptcy law, and they include most taxes. They have to be paid in full throughout the bankruptcy Plan. However, some taxes are, in fact, dischargeable. In the case of secured debt, such as a car, if you want to keep the collateral, you must pay the regular monthly payment due, or at least the value of the collateral through the Chapter 13 Plan. There may be special circumstances here depending on how recently a car was purchased. In the case of unsecured debt, which generally consists of medical bills, credit cards and personal loans, there is substantial flexibility, and depending on your particular income, expenses and assets, you may be required to pay all, some or nothing toward these creditors. Once your Chapter 13 Plan is completed, whatever you have not paid to unsecured creditors are discharged and your obligations on those debts are over. Let the lawyers at The Sader Law Firm help by giving you a personal evaluation of your case options. Take a moment right now and fill out the contact form on the left side of your screen or just give us a call. We are happy to provide absolutely free phone consultations with an attorney in our Kansas City office who will review your situation. The Sader Law Firm http://www.saderlawfirm.com/ Email:firstname.lastname@example.org 4739 Belleview Ave., Suite 300 Kansas City, Missouri 64112 Telephone: 816-561-1818 Facsimile: 816-561-0818 Hide
WEBSITES & BLOGS
Bankruptcy and the Debt Collectors Saving Your Car in Chapter 7 Bankruptcy by Reaffirming the Debt Can a 401(K) Loan Be Discharged in Bankruptcy? What Does it Mean to Have Chapter 7 Exemptions Chapter 13 Bankruptcy: What is a Reorganization Plan? What is a Bankruptcy Meeting of Creditors? Stop Collections with Bankruptcy Automatic Stay Reminder: Bankruptcy Stops Foreclosure Process How much money do I need to file bankruptcy?
Another Great 5 Star Testimonial! http://bit.ly/1r8q99w #Bankruptcy #BankruptcyBusiness #FirmNews— Bradley D. McCormack (@kcbankruptcyguy) October 3, 2014
What is Chapter 13 Bankruptcy? http://bit.ly/1rkJ863— Bradley D. McCormack (@kcbankruptcyguy) September 19, 2014
What happens when I call? http://bit.ly/1rkI029 #Bankruptcy #chapter7 #ChristianNafziger— Bradley D. McCormack (@kcbankruptcyguy) September 19, 2014
Inherited IRAs and Bankruptcy http://bit.ly/1sn0ICA #Bankruptcy #inheritedira #TracyWrisinger— Bradley D. McCormack (@kcbankruptcyguy) September 17, 2014
Feel Better; Speak With An Experienced Bankruptcy Attorney http://bit.ly/1qOWPtI #Bankruptcy #qa #video— Bradley D. McCormack (@kcbankruptcyguy) September 12, 2014
Bankruptcy Video: Can I get rid of my debt? http://bit.ly/1qH4ESf #Bankruptcy #debtreduction #video— Bradley D. McCormack (@kcbankruptcyguy) September 10, 2014
Financial Distress is a Daily Challenge for Millions of Americans http://bit.ly/1opvuwX #Bankruptcy #debtsettlement #freshstart— Bradley D. McCormack (@kcbankruptcyguy) August 8, 2014
Parent’s Facing Deceased Daughter’s Student Loan Debts http://bit.ly/1oh1t2o #Bankruptcy #hardship #studentloandischarge— Bradley D. McCormack (@kcbankruptcyguy) August 6, 2014
Follow These Steps for a Successful Chapter 7 Bankruptcy http://bit.ly/1rDftlV #Bankruptcy #chapter7 #SaderLawFirm— Bradley D. McCormack (@kcbankruptcyguy) July 29, 2014
New Blog Post: Debt Settlement Companies May Leave... http://bit.ly/1t4WYHZ #BankruptcyIndividual #ConsumerCredit #debtconsolidation— Bradley D. McCormack (@kcbankruptcyguy) July 16, 2014