Legal Services & Lawyers

Using her combined experience of over 15 years, first as a CPA and now as an attorney, Sonya Smith-Valentine has had a successful legal career winning cases against credit bureaus, credit card companies, banks and collection agencies for unlawful activity.

Sonya has built her firm to have a significant presence and practice helping consumers with credit reporting errors, debt collection harassment, identity theft, credit card lawsuit defense and bankruptcy credit reporting errors. Her expertise on credit and debt laws include: the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Electronic Funds Transfer Act (EFTA), and the Fair Credit Billing Act (FCBA).

Sonya is also a powerful keynote speaker. Having been a victim of identity theft, she is passionate about empowering her audiences understand the importance of protecting sensitive personal and financial information. She excels at empowering individuals to embrace organizational change for better compliance with consumer protection laws.

Sonya blends her experience as a practicing attorney with her energetic speaking style to enlighten and inspire her audiences. Her presentations are rich with ideas, suggestions and stories which have made her a sought after keynote speaker by colleges and corporations and at events throughout the country. Audiences walk away with the knowledge, resources and tools needed to change their approach to handling most identity theft and personal finance issues.

Michelle Davy, Esquire is the Principal and Managing Attorney of The Davy Law Firm Inc.

A 1988 graduate of the Georgetown University Law Center, Ms. Davy has focused her practice in the areas of Bankruptcy and Debt Relief/Collection, Small Businesses, Family, Matrimonial and Employment law counseling, representation and litigation in the Maryland and District of Columbia metropolitan area courts since 1990.

During her 18 year career, Ms. Davy has served in both the private and public sectors, representing a wide variety of litigants in complex and sensitive matters, from both the plaintiff and defense posture. She has served as an Assistant Attorney General for the D.C. government, Counsel and Attorney-Advisor with the federal government, and as a Senior Associate and Principal in Washington, D.C. area law firms.

Ms. Davy is a member of the state and federal courts of Maryland, the District of Columbia and Pennsylvania, and the United States Supreme Court, the Maryland State Bar Association and the American Bar Association.

The proud mother of two, Ms. Davy is highly experienced in managing and resolving the various legal problems that can affect families and small businesses, and devoted to providing her clients with the aggressive, expert and comprehensive legal services they need and deserve.

Call Attorney Davy at (240) 744-4636 for caring and prompt legal help with your debt, small business, family or employment matter today.

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