Legal Services & Lawyers

Using her combined experience of over 15 years, first as a CPA and now as an attorney, Sonya Smith-Valentine has had a successful legal career winning cases against credit bureaus, credit card companies, banks and collection agencies for unlawful activity.

Sonya has built her firm to have a significant presence and practice helping consumers with credit reporting errors, debt collection harassment, identity theft, credit card lawsuit defense and bankruptcy credit reporting errors. Her expertise on credit and debt laws include: the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Electronic Funds Transfer Act (EFTA), and the Fair Credit Billing Act (FCBA).

Sonya is also a powerful keynote speaker. Having been a victim of identity theft, she is passionate about empowering her audiences understand the importance of protecting sensitive personal and financial information. She excels at empowering individuals to embrace organizational change for better compliance with consumer protection laws.

Sonya blends her experience as a practicing attorney with her energetic speaking style to enlighten and inspire her audiences. Her presentations are rich with ideas, suggestions and stories which have made her a sought after keynote speaker by colleges and corporations and at events throughout the country. Audiences walk away with the knowledge, resources and tools needed to change their approach to handling most identity theft and personal finance issues.

A law firm for every day people.

The belief of my practice is simple: I represent those who need an attorney but think they can't afford one. I believe in standing up for those who think no one will stand up for them. I give voice to the voiceless.


Sometimes things happen. You need an attorney. You think you can't afford one. You can afford Elizabeth Pugliese, Esq.

Nicole Kinsey White, Esq. established Kinsey Law Group, P.C. to help consumers with financial matters in the areas of Estate and Health Planning (wills, living wills and advance directives, burial directives, powers of attorney and trusts), Consumer Law (consumer disputes, credit report errors, debt collection abuse/harassment, debtor defense in debt collection suits, and identity theft), and Guardianship Planning for minor children.

Nicole is dedicated, knowledgeable, and experienced, and she takes an educational approach when working with her clients to ensure they fully understand why and how they should take action. She takes the time to listen to your concerns and answer any questions you may have. As a result, she has a better understanding of your situation and can respond effectively with practical and sensible solutions. Nicole is devoted to helping consumers with customized legal and financial guidance, and she is devoted to creating estate plans that safeguard consumers and their families.

Her clients include young families with minor children, families with special needs children of all ages, single-parent families, and individuals.

Her services, including the Child Protection Plan, Client Care Program, consumer E-Alerts, and monthly newsletters, truly enhance her practice and allow her to take a comprehensive approach to providing legal services in estate planning and consumer rights.

Nicole attended the George Washington University Law School, and she has obtained advanced training in various aspects of estate planning and consumer law. In addition, she holds a Bachelor of Arts degree in Biology and Chemistry from the University of Virginia and a Ph.D. in Molecular Biology and Genetics from Johns Hopkins University.

Nicole speaks to public and private groups, as well as attorneys, accountants, and other finance professionals.

She derives great satisfaction in giving back to her community, primarily by providing education and guidance in her areas of expertise.

Nicole is a member of the Maryland State Bar Association (Estates and Trusts Section), the Bar Association of the District of Columbia, the District of Columbia Bar (Estate Planning Committee, Consumer Law Section), the National Association of Consumer Advocates and the Maryland Consumer Rights Coalition.

Nicole is a licensed attorney in Maryland and Washington, D.C.