Legal Services & Lawyers

Using her combined experience of over 15 years, first as a CPA and now as an attorney, Sonya Smith-Valentine has had a successful legal career winning cases against credit bureaus, credit card companies, banks and collection agencies for unlawful activity.

Sonya has built her firm to have a significant presence and practice helping consumers with credit reporting errors, debt collection harassment, identity theft, credit card lawsuit defense and bankruptcy credit reporting errors. Her expertise on credit and debt laws include: the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Electronic Funds Transfer Act (EFTA), and the Fair Credit Billing Act (FCBA).

Sonya is also a powerful keynote speaker. Having been a victim of identity theft, she is passionate about empowering her audiences understand the importance of protecting sensitive personal and financial information. She excels at empowering individuals to embrace organizational change for better compliance with consumer protection laws.

Sonya blends her experience as a practicing attorney with her energetic speaking style to enlighten and inspire her audiences. Her presentations are rich with ideas, suggestions and stories which have made her a sought after keynote speaker by colleges and corporations and at events throughout the country. Audiences walk away with the knowledge, resources and tools needed to change their approach to handling most identity theft and personal finance issues.

My name is Kimberly Coleman and I am a consumer bankruptcy and debtors' rights attorney with the law firm of Shainberg & Viola in Philadelphia, Pennsylvania. I have more than 12 years of experience working with consumers, and also about 5 years working with troubled businesses and creditors, but I now limit my practice to consumer bankruptcy and consumer issues.

I am concerned with the volatile economy and how it is negatively affecting individual consumers. I also especially am concerned with the amount of misinformation about debtors' rights and their options and how much self-interest is reflected in the information disemminated that is allegedly supposed to help individual consumers.

Nicole Kinsey White, Esq. established Kinsey Law Group, P.C. to help consumers with financial matters in the areas of Estate and Health Planning (wills, living wills and advance directives, burial directives, powers of attorney and trusts), Consumer Law (consumer disputes, credit report errors, debt collection abuse/harassment, debtor defense in debt collection suits, and identity theft), and Guardianship Planning for minor children.

Nicole is dedicated, knowledgeable, and experienced, and she takes an educational approach when working with her clients to ensure they fully understand why and how they should take action. She takes the time to listen to your concerns and answer any questions you may have. As a result, she has a better understanding of your situation and can respond effectively with practical and sensible solutions. Nicole is devoted to helping consumers with customized legal and financial guidance, and she is devoted to creating estate plans that safeguard consumers and their families.

Her clients include young families with minor children, families with special needs children of all ages, single-parent families, and individuals.

Her services, including the Child Protection Plan, Client Care Program, consumer E-Alerts, and monthly newsletters, truly enhance her practice and allow her to take a comprehensive approach to providing legal services in estate planning and consumer rights.

Nicole attended the George Washington University Law School, and she has obtained advanced training in various aspects of estate planning and consumer law. In addition, she holds a Bachelor of Arts degree in Biology and Chemistry from the University of Virginia and a Ph.D. in Molecular Biology and Genetics from Johns Hopkins University.

Nicole speaks to public and private groups, as well as attorneys, accountants, and other finance professionals.

She derives great satisfaction in giving back to her community, primarily by providing education and guidance in her areas of expertise.

Nicole is a member of the Maryland State Bar Association (Estates and Trusts Section), the Bar Association of the District of Columbia, the District of Columbia Bar (Estate Planning Committee, Consumer Law Section), the National Association of Consumer Advocates and the Maryland Consumer Rights Coalition.

Nicole is a licensed attorney in Maryland and Washington, D.C.

The Bushman Law Group is a collection of solo practitioners that have identified as our purpose to help the individual personally and professionally. We are there to help you achieve and maintain a healthy and balanced lifestyle. We know how important it is to have someone answer your questions and concerns promptly and we will show you with excellent customer service and great care.

The Bushman Law Group offers legal services in many areas. But, please do not think of us as a specialist only law group. We are here to serve your everyday questions and needs. Truly, there is no problem too small. We hope to build a legal relationship that allows you to fulfill your personal and business life to its fullest.

The Bushman Law Group handles various legal fields. One such field is Estate Planning, a much overlooked field. Estate planning is not just for the wealthy, but individuals of all income levels can benefit through early planning. The Bushman Law Group will ask your desired goals and create a plan to meet these needs. Please click on our estate-planning link for more information.

Our Small Business section is another field where we can help. Here, we will assist you in choosing your legal entity form. Some of the different types of legal entities in Virginia are the Sole Proprietorship, C corporation, Limited Liability Company, commonly referred to as an LLC, and the Limited Liability Partnership. We can also get you your tax identification number, draft your operating agreement, and assist in obtaining your business licenses.

Feel Free to browse our site and call us with any questions.

A passion for law and justice began early for Steve. Raised in his home state of Delaware by his grandparents, he learned the value of hard work, determination, and education. After graduating from Law School he joined the Chester County District Attorneys’ office where he successful prosecuting DUI, Drunk Driving and Alcohol Crimes cases.

But Steve Jarmon’s reign as a DUI prosecutor was marked by his compassion, his commitment to justice and his determination to obtain a fair result for both the victim and the defendant.

Since leaving the District Attorney's office, Steve focuses on DUI Defense. Steve feels very strongly that everyone is innocent until proven guilty, and he strives to be a zealous advocate for each and every client to make sure the criminal justice system is fair and just. As a prominent African American lawyer who is based in Chester County and West Chester, Pennsylvania, he is sensitive to the need to protect your civil rights.

Steve's other passion is Civil Rights and Employment Law. His specific interest is discrimination and wrongdoing in the work place and welcomes speaking with you if you or a loved one has been the victim of discrimination or a civil rights violation or illegal treatment in the workplace.

Prepared, experienced, and undaunted: Steve Jarmon fights for his clients and demands justice, decency, and civil rights. He brings his valuable criminal law and DUI Defense experience to the clients of the Ciccarelli Law Offices.

Over twenty years of experience representing small, medium, and large businesses before state, federal, administrative tribunals and courts. Specializing in business modelling, corporate governance, finance and revenue, mergers and acquisitions, economic regulation, antitrust, transportation, and communications law.

The Firm gives free phone consultations and provides statewide (North, Central & South Jersey) representation to people and businesses involving the following types of claims and cases:

appeals
auto & Boat Disputes
auto sales disputes
auto warranty disputes
auto fraud disputes
auto repairs disputes
bailment disputes
boat repair & sales disputes
breach of contract disputes
breach of warranty disputes
consumer fraud disputes
dealer fraud disputes
motorcycle repair & sales disputes
motor home repair & sales disputes
motor scooter repair & sales disputes
motor vehicle advertising practices disputes
motorized wheelchair repair & sales disputes
New Jersey Consumer Fraud Act disputes
new car lemon law disputes
service contract disputes
storage agreement (bailment) disputes
travel trailer repair & sales disputes
used car lemon law disputes
watercraft repair regulations disputes
wheelchair lemon law disputes
real estate sale & fraud disputes
breach of contract litigation
construction contractor disputes
construction subcontractor disputes
consumer fraud litigation
contractors' registration act litigation
home improvement practices regulation litigation
home repair contracts litigation
homeowner's warranty litigation
new home defects disputes
new home warranty litigation
real estate agent fraud
real estate broker fraud
real estate sales fraud
service contract disputes
warranty litigation

Other Legal Services

agency adoption finalizations -- final judgments of adoption
bill & debt collection litigation
business & commercial litigation
business forms preparation
business insurance coverage cases
civil appeals
contract preparation
junk faxes disuptes
pro se assistance & counseling
small claims cases
special civil part cases

Services Provided To Individuals:

Adopting a child internationally and need an attorney to finalize the adoption through the courts (seek a final judgment for adoption)?

Having mechanical problems with a lemon car, truck, motorcycle, wheelchair or mobile home, trailer, boat, jetski, computer or other product?

Tired of taking your car, truck, motorcycle, mobile home, wheelchair or trailer, boat, jetski, computer or other product back to a dealership or repair shop again and again for the same problem?

Did a builder, company or dealer repair a home or a product many times and the home is still showing defects or the product still isn't working right?

Did someone make misrepresentations to you regarding a home sale, vehicle or boat or wheelchair sale or vehicle odometer, computer system, boat repair, home repair, appliance repair, furniture sale or delivery or other product or service?

Do you have a home that has been nothing but problems since it was built or sold to you or did someone make misrepresentations to you regarding the home?

Are you a victim of defective home repairs or home repair fraud?

Is someone trying to bill you for defective goods or services?

Is someone trying to collect a debt from you that you do not owe?

Are you being sued in New Jersey small claims court or New Jersey special civil part?

Are you representing yourself in a lawsuit and need legal help?

Having difficulty getting your insurance carrier to provide you with coverage for a claim brought against you?

Need a lawyer to evaluate whether you face responsibility for allegations of misconduct?

Paul DePetris has experience handling claims and cases for or representing:

Automotive Dealers
Automotive Lenders
Automotive Parts Dealers
Automotive Repair Shops
Banks
Businesses
Car Dealers
Commercial Lenders
Consumer Lenders
Contractors
Home Inspectors
Home Repair Contractors
HVAC Contractors
Pool Contractors
Junk Dealers
Marinas
Real Estate Brokers
Real Estate Agents
Repair Shops
Subcontractors
Termite Inspectors
Towing Companies

The Firm Provides legal services to Businesses And Businesspeople in the following situations:

Appliance Delivery, Repair & Sales Disputes
Bill & Debt Collection Litigation
Business & Commercial Litigation
Business Forms Preparation
Business Insurance Coverage Cases
Civil Appeals
Compliance With State Consumer Laws
Consumer Fraud Product & Service Disputes
Contract Preparation
Contract Review
Furniture Delivery, Repair & Sales Disputes
Fines, Investigations, Or License Suspensions Threatened Or Sought By The New Jersey Attorney General, New Jersey Department Of Consumer Affairs Or New Jersey Motor Vehicle Commission
Insurance Company Claims & Disputes
Lawsuits By A Consumer For The Sale Of A Vehicle, Repair Services Or Construction Services
Lawuits By A Contractor Or Subcontractor Under A Construction Contract
Property Damage Claims & Disputes
Small Claims Cases
Special Civil Part Cases

Call the Firm for a free consultation (609-714-2020) or write the Firm an email at consumerlaw@newjerseylemon.com.

Mr. DePetris handles cases across the State of New Jersey --Northern, Central and Southern New Jersey. Mr. DePetris has personally appeared in courthouses of the Superior Court of New Jersey in 19 of New Jersey's 21 Counties, from Bergen County to Cape May County. Mr. DePetris does not try to handle all types of legal disputes -- he is not engaged in the general practice of law but instead, limits his practice to certain areas of law.

Mr. DePetris is the author of New Jersey Consumer Fraud Act & Forms, a legal book published in 2007 by New Jersey Law Journal Books and two legal periodical articles on the New Jersey Consumer Fraud Act and he gives lectures on consumer fraud. His website allows you to explain your problem to him and to receive a return call regarding the problem.

Law Office of Paul DePetris
4 Union St., Ste. 204, Medford, NJ 08055
Email: consumerlaw@newjerseylemon.com
Phone: 609-714-2020

Mr. DePetris has appeared before the Superior Court of New Jersey in the following counties:

Atlantic County, Bergen County, Burlington County, Camden County, Cape May County, Cumberland County, Essex County, Gloucester County, Hudson County, Mercer County, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, Salem County, Somerset County, Sussex County & Warren County

Mr. DePetris has also appeared in federal courts - the District of New Jersey in Camden, Trenton and Newark and in the Eastern District of Pennsylvania.

The Law Office of Paul DePetris acts as a paid consultant to other law firms handling a variety of civil cases and provides per diem attorney services to several law firms.

⢠Have a civil case and need help with procedural or substantive issues?
⢠Want to service one of your clients but your knowledge of an area of civil law is limited?
⢠Need to talk to an attorney about a possible contract, consumer, commercial or warranty case?
⢠Having trouble reaching court deadlines but donât want to incur the expense of a full time associate?
⢠Letting billable hours go because you just donât have time to give a file the attention it needs?
⢠Need help drafting demand packages, pleadings or discovery demands in a civil case?
⢠Neglecting certain files in your office because you arenât interested in the drudgery required by those files or by those areas of law involved?
⢠Are clients upset with the lack of attention that the firm is giving their files?
⢠Tired of spending time working on a particular file?
⢠Need briefs written?
⢠Need to take an appeal of a trial court decision?
⢠Need a complaint prepared on a complex case?
⢠Under deadlines to complete discovery?

Per diem attorney services have many advantages over the hiring of new staff, including:

⢠No time spent training
⢠No benefits to pay
⢠Having the work product drafted by someone who regularly performs the task and who is able to devote their attention to the task
⢠Getting goodwill and glory for yourself without having to spend countless hours in mind numbing paperwork
⢠Paying only for the services you need when you need them

Many firms that use Paul DePetrisâ per diem attorney services donât routinely perform civil litigation or appellate work and yet want to keep clients who need that work performed âin houseâ. Per diem attorney services are a good way to achieve this goal without neglecting files that might otherwise prove a distraction from the firmâs primary practice areas.

By using Mr. DePetris as your per diem attorney, you can let an experienced attorney handle the drudgery of preparing complaints, answers, third party complaints, discovery demands, discovery responses, motions to dismiss, motions for summary judgment, motions for a more definite statement and the like. Why pay a salaried employee when you can have an experienced attorney provide you with the per diem attorney services that you need only when you need them? Instead of training a new associate or delegating a task to a staff member when you donât know if they can handle it, let Mr. DePetris provide you with per diem attorney services. Mr. DePetris is flexible with his billing for per diem attorney services, providing reasonable hourly rates and in many situations, flat fee task based billing.

Over the years, Mr. DePetris has provided per diem attorney services to over 25 law firms. Mr. DePetris has provided per diem attorney services to law firms in Atlantic, Burlington, Camden, Gloucester, Hudson, Mercer, Middlesex, Morris, Philadelphia and Salem counties.

Mr. DePetris is experienced in the use of Microsoft Office programs and he emails work product to attorney clients. Often, Mr. DePetris drafts briefs and motions on very short notice. A list of some of the firms that used Paulâs per diem attorney services in the past is available on request.

The Law Office of Paul DePetris provides per diem services to many law firms. Do you need to get a summary judgment or motion to dismiss motion filed before trial? Facing oppositions and donât have time to draft a response? Do you have to compel discovery? As deadlines come closer and your firmâs file load increases, let the Firm free up your time by drafting the following: Appellate Briefs, Oppositions To Summary Judgment And Dismissal Motions, Arbitration Briefs, Memoranda Of Law, Orders To Show Cause Applications, Motions In Limne, Dismissal Motions For Failure To State A Claim, Discovery Motions, R. 4:37 & R. 4:40 Dismissal Motions, Complex Complaints & Discovery Demands

Mr. DePetris has extensive civil litigation writing experience, which includes drafting hundreds of legal memoranda and trial court and appellate briefs on the following subjects:

abuse of process emancipation of minors reconsideration
actions in lieu of prerogative writs employment agreements relief from judgment
adverse possession equitable distribution special civil part
agency equitable fraud spousal support
arbitration agreements equitable relief and remedies statute of limitations
attorney ethics estate disputes statute of repose
automotive personal injury expert testimony storage agreements
automotive warranty express warranties title issues
automotive fraud family law theft of goods and services
bailments fraudulent transfers title 59
boat warranty disputes frivolous sanctions truth in consumer contract, warranty and notice act
boat sale fraud home improvement fraud undue influence
boundary disputes implied warranties uniform commercial code
breach of peace insurance disputes unjust enrichment
breach of contract legal fraud verbal threshold
breach of warranty lemon law â new and used cars vicarious liability
changed circumstances lepis applications warranty disputes
civil appeals licensed professionals will interpretation
child support limitations of liability clauses wrongful repossession
commercial breach of contract magnuson moss warranty act zoning disputes
commercial breach of warranty malicious prosecution ejectment actions
common law fraud name changes landlord tenant
constitutional law negligent misrepresentation
construction law municipal court appeals
construction liens municipal ordinance challenges
consumer fraud act negotiable instruments
consumer law odometer fraud
corporate veil piercing takings
covenant of good faith and fair dealing premises liability personal injury
coverage disputes plain language act/law
creditorâs rights professional liability
debtorâs rights professional malpractice
declaratory judgment actions property damage
default judgment quantum meruit
discovery disputes quasi contract
disgorgement real estate sale fraud


Depending on an attorneyâs requirements, the firm drafts briefs or even entire motion packages, from the coverletter to the court to the certifications, brief and proposed forms of order.

Mr. DePetris is experienced in the use of Microsoft Office programs and the Firm emails work product to attorney clients. Often, Mr. DePetris drafts briefs and motions on very short notice. A list of some of the firms that used Paulâs services in the past is available on request.

Mr. DePetris has provided per diem services to attorneys in Atlantic, Burlington, Camden, Gloucester, Hudson, Mercer, Middlesex, Morris, Philadelphia and Salem counties.

CHESTER COUNTY LITIGATOR, PROPERTY TAX APPEALS

Ms. Kovan has a decade of "big firm" litigation experience. Now she offers that level of expertise to her clients at a more cost effective rate. Ms. Kovan’s litigation experience includes representing companies and individuals in state and federal court actions throughout the United States as well as securities matters pending before the National Association of Securities Dealers, New York Stock Exchange (collectively now known as the Financial Industry Regulatory Authority (“FINRA“)) and the United States Securities Commission (“SEC”). Ms. Kovan has handled numerous securities related matters, including customer disputes, enforcement actions, SEC investigations and insider trading investigations/actions. Ms. Kovan has also represented clients in federal and state litigation and appeals.

Additionally, Ms. Kovan has represented clients in commercial and real estate disputes. Ms. Kovan has a long track record of successfully representing commercial and individual taxpayers in real estate tax assessment appeals throughout Pennsylvania. She has secured significant property tax savings for her clients, including representing a national telecommunications provider in state-wide tax appeals and a major international airport in its tax exemption appeals.

Ms. Kovan brings with her a unique understanding of business, as prior to law school, Ms. Kovan worked in the area of international trade finance in Vienna, Austria. In that capacity, she assisted large and small companies in the financing of import/export transactions (including letters of credit) throughout the world. She is fluent in German and proficient in French.

Ms. Kovan received her B.A. from Kenyon College. She is a magna cum laude, graduate of the Villanova University School of Law