Adam Alexander

The Alexander Law Firm specializes in Michigan Lemon Law, Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. The firm also handles criminal defense matters. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.

MSU College of Law

J.D. (1996)

1992 - 1996

Michigan State University

B.A. (1988) | Pre-Law

1984 - 1988

Principal

Alexander Law Firm

2005 - Current

Michigan Lemon Law: Calculating the Repurchase

Adam Alexander

March 19, 2019

How To Dispute Inaccurate Credit

Linkedin

March 2, 2017

Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan

September 15, 2013

Ask the Lawyer

Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues

Toastmaster of the year

Acorn Toastmasters

2011

National Association of Consumer Advocates

Member

2005 - Current

Michigan State Bar  # 53584

Member

1996 - Current

Michigan

Since 1996

6th Circuit

Since 2007

• Free Consultation
• Credit Cards Accepted
• Contingent Fees
  Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)

Consumer Law

Class Action, Lemon Law

Criminal Law

Foreclosure Defense

DUI & DWI

Personal Injury

Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death

Q. Vehicle under warranty but Chrysler cannot fix the problem due to discontinued part. what do i do?

29 July 2021

A: Knowing the year/make/model of your vehicle would be helpful. The first thing you should do is send a final repair letter. Immediately. A lawyer can do that for you. However, Michigan’s Lemon Law, like most other States, requires the consumer to provide the auto manufacturer with one final repair attempt to fix the defect. This is a requirement. In other words, if your vehicle meets the minimum threshold for repairs (at least 3 repair attempts for the same substantial defect/condition, and/or at least 25 out of service within the first year for the same substantial defect/condition), you STILL have to allow a final repair attempt. In your case, your vehicle was out of service for 9 months. You presumably will NOT win a Lemon Law case if you don’t first allow this final repair attempt. The Lemon Law also specifies the way you must notify the auto maker of your desire to provide them with a final repair opportunity. The request must be a “written notification, by return receipt service.” If you send a letter that is not certified or otherwise not delivered by return receipt, it probably doesn’t count. Nor does an email notification, verbal notification or text. The Contents of the Notification Letter What should you put in the letter? Let me first say that this letter is very important. It is the commencement of your effort to get out of that Lemon vehicle. It will also be evidence in your Lemon Law case and an exhibit at your trial (if your case gets that far). Accordingly, it must be expertly crafted. My strong advice is to hire an experienced Lemon Lawyer to draft this letter and handle your case. However, if you wish to do it yourself, there are a few items that must be included. 1. Your name, address, email address and contact number 2. The year/make/model of the vehicle 3. Purchase/Lease date 4. The vehicle identification number 5. A description of the defect(s), including how many prior repair attempts/days out of service 6. A statement that this letter is notice of the need for repair of the defect or condition in order to allow the manufacturer an opportunity to cure the defect or condition. You should mail this letter, (certified, return receipt requested), to the manufacturer at the address provided in your owner’s manual. Other legal language should also be included in this letter, however this particular blog will focus only on the Michigan Lemon Law. Again, it is prudent to hire a lawyer to handle your Lemon Law case front to back, including this final repair letter.

Q. Is it legal for someone to keep mail from me in this kind of circumstance?

18 February 2021

A: Were you supposed to make the monthly payments? It is not clear in your question. Not a lot you can do to avoid this debt. Despite the lack of notice, you (or your grandpa) was required to make the payment. When the payment is not made, default occurs. The creditor can then proceed with repossession. Then the creditor may also proceed with collection of the deficiency (difference between the balance of the loan and the auction sale of the car). Collection is made against any or all parties who signed the loan. There is a silver lining. Often these debts can be resolved for less than the full balance. I suggest you make efforts to resolve the debt, if you have the ability to do so. If not, and if you have other debt that you cannot pay, you may wish to consult with a bankruptcy lawyer.

Q. Is it safe to pay a debt collector in full?

6 January 2021

A: You are right to be wary. Some lawyers will give you a free consultation and review these validation letters and responses to see if you have a potential legal action. If your goal is to pay the debt and not be hounded by additional debt collectors I would advise you to consult with a FDCPA lawyer before making any moves. If you don't want to consult with a lawyer, just be sure everything is in writing, (the understanding that you are paying the debt for a specific amount and the payment finalizes the account and any future collection).