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Adam Alexander

Adam Alexander

Alexander Law Firm
  • Consumer Law, Criminal Law, Foreclosure Defense ...
  • Michigan
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Biography

The Alexander Law Firm specializes in Michigan Lemon Law, Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. The firm also handles criminal defense matters. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.

Education
MSU College of Law
J.D. (1996)
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Michigan State University
B.A. (1988) | Pre-Law
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Professional Experience
Principal
Alexander Law Firm
- Current
Publications
Articles & Publications
Michigan Lemon Law: Calculating the Repurchase
Adam Alexander
How To Dispute Inaccurate Credit
Linkedin
Speaking Engagements
Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan
Ask the Lawyer
Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues
Awards
Toastmaster of the year
Acorn Toastmasters
Professional Associations
National Association of Consumer Advocates
Member
- Current
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Michigan State Bar  # 53584
Member
- Current
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Jurisdictions Admitted to Practice
Michigan
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6th Circuit
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Fees
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
    Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)
Practice Areas
    Consumer Law
    Class Action, Lemon Law
    Criminal Law
    Foreclosure Defense
    DUI & DWI
    Personal Injury
    Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
Languages
  • English: Spoken, Written
Legal Answers
Q. Vehicle under warranty but Chrysler cannot fix the problem due to discontinued part. what do i do?
A: Knowing the year/make/model of your vehicle would be helpful. The first thing you should do is send a final repair letter. Immediately. A lawyer can do that for you. However, Michigan’s Lemon Law, like most other States, requires the consumer to provide the auto manufacturer with one final repair attempt to fix the defect. This is a requirement. In other words, if your vehicle meets the minimum threshold for repairs (at least 3 repair attempts for the same substantial defect/condition, and/or at least 25 out of service within the first year for the same substantial defect/condition), you STILL have to allow a final repair attempt. In your case, your vehicle was out of service for 9 months. You presumably will NOT win a Lemon Law case if you don’t first allow this final repair attempt. The Lemon Law also specifies the way you must notify the auto maker of your desire to provide them with a final repair opportunity. The request must be a “written notification, by return receipt service.” If you send a letter that is not certified or otherwise not delivered by return receipt, it probably doesn’t count. Nor does an email notification, verbal notification or text. The Contents of the Notification Letter What should you put in the letter? Let me first say that this letter is very important. It is the commencement of your effort to get out of that Lemon vehicle. It will also be evidence in your Lemon Law case and an exhibit at your trial (if your case gets that far). Accordingly, it must be expertly crafted. My strong advice is to hire an experienced Lemon Lawyer to draft this letter and handle your case. However, if you wish to do it yourself, there are a few items that must be included. 1. Your name, address, email address and contact number 2. The year/make/model of the vehicle 3. Purchase/Lease date 4. The vehicle identification number 5. A description of the defect(s), including how many prior repair attempts/days out of service 6. A statement that this letter is notice of the need for repair of the defect or condition in order to allow the manufacturer an opportunity to cure the defect or condition. You should mail this letter, (certified, return receipt requested), to the manufacturer at the address provided in your owner’s manual. Other legal language should also be included in this letter, however this particular blog will focus only on the Michigan Lemon Law. Again, it is prudent to hire a lawyer to handle your Lemon Law case front to back, including this final repair letter.
Q. Is it legal for someone to keep mail from me in this kind of circumstance?
A: Were you supposed to make the monthly payments? It is not clear in your question. Not a lot you can do to avoid this debt. Despite the lack of notice, you (or your grandpa) was required to make the payment. When the payment is not made, default occurs. The creditor can then proceed with repossession. Then the creditor may also proceed with collection of the deficiency (difference between the balance of the loan and the auction sale of the car). Collection is made against any or all parties who signed the loan. There is a silver lining. Often these debts can be resolved for less than the full balance. I suggest you make efforts to resolve the debt, if you have the ability to do so. If not, and if you have other debt that you cannot pay, you may wish to consult with a bankruptcy lawyer.
Q. Is it safe to pay a debt collector in full?
A: You are right to be wary. Some lawyers will give you a free consultation and review these validation letters and responses to see if you have a potential legal action. If your goal is to pay the debt and not be hounded by additional debt collectors I would advise you to consult with a FDCPA lawyer before making any moves. If you don't want to consult with a lawyer, just be sure everything is in writing, (the understanding that you are paying the debt for a specific amount and the payment finalizes the account and any future collection).
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Websites & Blogs
Website
Website
Contact & Map
Office
17200 W. Ten Mile Rd., Ste. 200
Southfield, MI 48075
Toll-Free: (877) 652-0183
Telephone: (248) 246-6353
Fax: (248) 246-6353