Adam Alexander

The Alexander Law Firm specializes in Michigan Lemon Law, Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. The firm also handles criminal defense matters. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.

MSU College of Law

J.D. (1996)

1992 - 1996

Michigan State University

B.A. (1988) | Pre-Law

1984 - 1988

Principal

Alexander Law Firm

2005 - Current

Michigan Lemon Law: Calculating the Repurchase

Adam Alexander

March 19, 2019

How To Dispute Inaccurate Credit

Linkedin

March 2, 2017

Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan

September 15, 2013

Ask the Lawyer

Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues

National Association of Consumer Advocates

Member

2005 - Current

Michigan State Bar  # 53584

Member

1996 - Current

Michigan

Since 1996

6th Circuit

Since 2007

• Free Consultation
• Credit Cards Accepted
• Contingent Fees
  Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)

Consumer Law

Class Action, Lemon Law

Criminal Law

Criminal Appeals, Drug Crimes, Expungement, Fraud, Gun Crimes, Internet Crimes, Sex Crimes, Theft, Violent Crimes

Foreclosure Defense

DUI & DWI

Personal Injury

Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death

Q. Is it legal for someone to keep mail from me in this kind of circumstance?

18 February 2021

A: Were you supposed to make the monthly payments? It is not clear in your question. Not a lot you can do to avoid this debt. Despite the lack of notice, you (or your grandpa) was required to make the payment. When the payment is not made, default occurs. The creditor can then proceed with repossession. Then the creditor may also proceed with collection of the deficiency (difference between the balance of the loan and the auction sale of the car). Collection is made against any or all parties who signed the loan. There is a silver lining. Often these debts can be resolved for less than the full balance. I suggest you make efforts to resolve the debt, if you have the ability to do so. If not, and if you have other debt that you cannot pay, you may wish to consult with a bankruptcy lawyer.

Q. Is it safe to pay a debt collector in full?

6 January 2021

A: You are right to be wary. Some lawyers will give you a free consultation and review these validation letters and responses to see if you have a potential legal action. If your goal is to pay the debt and not be hounded by additional debt collectors I would advise you to consult with a FDCPA lawyer before making any moves. If you don't want to consult with a lawyer, just be sure everything is in writing, (the understanding that you are paying the debt for a specific amount and the payment finalizes the account and any future collection).

Q. I've been contacted by a law firm to collect a debt i was unaware of until another debt collector threatened to sue me??

5 January 2021

A: You may have the makings of a potential Fair Debt Collection Practices Act lawsuit here. I suggest you contact a FDCPA lawyer and provide your letters and the responses you refer to. Review of these documents is necessary to provide you with meaningful legal advice. The very first collection communication must contain specific language and comply with the FDCPA. You mentioned the first letter you received was a threat to sue. That doesn't sound right. (Often my clients received prior collection letters they were unaware of, either because they moved, or simply discarded prior letters). In any event, how should you go about handling this? Again, I urge you to consult with a lawyer who can quickly assess your legal rights based on review of these documents.