Ms. Rafel is a highly regarded nationally recognized litigator on both individual and ERISA matters. She represents consumers in life, health and disability matters at the state and federal level. She has handled disability matters arising from virtually every medical condition. Her client’s chances of a successful claim are increased substantially once she and her talented staff organize the submission of information to the disability insurance company and advocate for her client’s rights. She has been awarded the highest AV Peer Review Rating by Martindale-Hubbell and has been rated by her peers as a “Super Lawyer”. She lectures and appears on webinars for varied groups, ALI-ABA, AAJ, Lawline, NJICLE, the American Conference Institute, trade organizations, insurance agencies, financial planners, medical support groups and specialty organizations on disability issues. She often authors timely articles in her field of specialty, which have appeared in many periodicals and are available on her website.