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Carl Cottone
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Claimed Lawyer ProfileQ&A
Education
- California State University - Los Angeles
- B.S. (1992) | Computer Information Systems
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- Honors: Deans List
- Activities: Intramural Racquetball and Baseball
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Professional Associations
- New York State Bar
- Member
- Current
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Jurisdictions Admitted to Practice
- New York
- New York State Office of Court Administration
- ID Number: 4896544
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- Ohio
- Supreme Court of Ohio Office of Attorney Services
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Fees
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Free Consultation
I guarantee that, after the consultation, you will know your legal options. -
Credit Cards Accepted
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Rates, Retainers and Additional Information
Both Chapter 7 and Chapter 13 are flat fees.
Practice Area
- Bankruptcy
- Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Languages
- English
Legal Answers
- Q. Is there a minimum repayment plan amount when filing a ch13 in NY Southern District court ?
- A: The required time between a Ch 7 and a Ch 13 is four years, so you're OK there. And, since there is no requisite minimum payment and, as long as $80 is your disposable income, there shouldn't be a problem there. Also, most trustees require that any amount over a specified amount of tax refunds (possibly IRS & state combined) must be remitted to the trustee for distribution to creditors.
If you can speak with an attorney in person before filing, do so.
- Q. Roomates income adding to mine for chapter 7 means test?
- A: Your questions have nice Black and White answers. Yes, you count the amount he gives you for rent in Schedule I and, no, his income is NOT included in calculating the Means Test and, no, he does NOT count for household size.
- Q. Chapter 7 Bankruptcy. Is it legal to contact other named creditors in advance of the meeting of creditors?
- A: I am not aware of any bankruptcy rule or statutory provision that precludes creditors contacting or speaking with each other.
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