Carol grew up in New York and currently lives in Jacksonville, Florida. She graduated Magna cum laude from Pace University in New York City in 1983 (B.S.) She then earned her Masters degree in Counseling and Personnel Services from Fordham University in New York City in 1984. Carol later attended Florida Coastal School of Law in Jacksonville, Florida, and earned her J.D. While in law school, she served as a staff editor on Law Review.
Carol began practicing consumer bankruptcy law soon after leaving law school. She concentrated her efforts on consumer issues related to student loan dischargeability in bankruptcy, Fair Debt Collection Practices Act, and Fair Credit Reporting Act practices. Her practice has involved all aspects of both Chapter 7 and Chapter 13 bankruptcy law. Carol is a Supreme Court of Florida Circuit Civil Mediator. She routinely serves as a mediator for mortgage loan modification mediations for debtors in bankruptcy.
In 2015, Carol diversified her practice and began practicing employment law focusing on Title VII covered areas of workplace discrimination. In the Fall of 2020, Carol became an online instructor for The Alternative Dispute Resolution Academy (ADRA) teaching an Employment Labor Mediation Certificate Course focusing on employment and discrimination cases, the EEOC, labor lawsuits and labor mediation practices. She continues to defend employees against workplace discrimination and harassment.