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Cedulie Renee Laumann

Cedulie Renee Laumann

Arden Law Firm, LLC
  • Real Estate Law, Estate Planning, Business Law ...
  • Maryland
Claimed Lawyer ProfileQ&AResponsive Law

Attorney Cedulie Laumann is the managing attorney of small law firm in Anne Arundel County, Maryland. The firm accepts clients in real estate, small business, guardianship and civil litigation matters.

She enjoys helping clients reach positive solutions to their legal needs. Whether a client needs a simple deed transfer or representation in a "high stakes" lawsuit, quality representation should keep the client's unique needs in mind. Her firm employs innovative "flat fee" billing arrangements and fee options outside the traditional hourly based approach.

"Legal Answers & Representation Relevant to YOUR needs!"

University of Maryland Francis King Carey School of Law
Honors: Order of the Coif Top 10% of Graduating Class
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Professional Experience
managing attorney
Arden Law Firm, LLC
Adjunct Faculty
St. Joseph's University
Professional Associations
Maryland State Bar
- Current
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Jurisdictions Admitted to Practice
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  • Free Consultation
    10 minute no-cost phone consult. Call 410-216-7000 Consultation with Managing Attorney (minimum 10 years experience) for a flat $200 consult fee for most matters. 50%-100% of the consult fee credited to client's account if the firm is retained for full service within 30 days of consult.
  • Credit Cards Accepted
    Mastercard, Visa, Discover, American Express Credit cards are only accepted for attorney fees, not for any government fees, third party fees or taxes.
  • Contingent Fees
    Limited contingency fees - available in certain real estate representation.
  • Rates, Retainers and Additional Information
    10 min no cost initial consult by phone. Flat fee consultations for up to 1.5 hour attorney meeting. Option of flat fee billing many types of cases, including Estate Planning (Trusts, Wills, etc.), Business Formation (LLCs, etc.) and Real Estate (tax sale foreclosure litigation, deeds, contracts, etc.) Representative 2020 flat fees: $245 for most no consideration deeds, $275 for PR/estate/corporate/LLC deeds $295 for deeds with transfer/recordation tax $85 for powers of attorney $750 for single member LLC formation package, $850 for 2-3 member $505 for estate planning package (individual) $950 for revocable trust package (individual), $1450 for revocable trust package (husband and wife planning together). While all the firm's clients are given clear understanding of fees up-front, this list is not a promise to represent, some situations may require additional work and no attorney/client relationship is formed unless we meet and both agree.
Practice Areas
    Real Estate Law
    Commercial Real Estate, Condominiums, Easements, Mortgages, Residential Real Estate
    Estate Planning
    Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills
    Business Law
    Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Mergers & Acquisitions
    Employment Law
    Employment Contracts
    Probate Administration, Probate Litigation
Additional Practice Area
  • General Civil
  • English: Spoken, Written
Legal Answers
Q. Aunt died intestate in the state of Maryland.
A: If there is no Will and no surviving spouse, parents or children / grandchildren, the nieces and nephews of the Deceased (children of the deceased sibling) receive under "representation". For example, if there were 4 siblings who either survived or who died with their own issue, then the estate should get split in 4 parts, the nieces/nephews should receive a portion of their parent's 1/4 share. The law is contained in Md. Ann Code, Estates and Trusts § 3-104. Note, however, that timing is important. Sometimes an estate is not opened promptly and people die in the meantime. If the Deceased's siblings survived her but died before the estate is opened the answer changes - then instead of going to nieces/nephews the Estate(s) of the sibling(s) who died after the Aunt may be the recipients. While not legal advice, I hope this general information helps. You may wish to reach out to an estate attorney for further information or assistance with administering an estate.
Q. My name is only on the mortgage my ex husband is not. but we are both on the deed. He wants to buy the condo.
A: This question (or some variation of it) gets asked a lot. The GENERAL rule is that a mortgage is not assumable. However, a federal law changes how the general rule applies in certain family situations involving residential property. When a home is transferred to a husband or wife, the lender in most situations is required to accept the continued payments and can't call the loan due. (This is different from the ordinary rule that a deed requires immediate payment in full of the loan). What all this means is that usually the spouse taking over the property has the option to either A) assume the mortgage (by talking to the lender's assumption department and assuming of course that they have the financial means to pay). or B) refinance. If the original mortgage has more favorable interest and other terms, then assumption is usually the option to explore when there is a transfer between spouses. While not legal advice I hope that this general information helps.
Q. If my ex husband isn’t on my mortgage but deed only can he take over my loan?
A: The general rule that mortgages are not assumable does not usually apply to situations where a spouse is getting a home. There is a specific federal law that allows a husband or wife to continue paying the mortgage in the ordinary course. To get more details you could contact an experienced attorney in your state and/or talk to the lender's assumption department. While not legal advice I hope that this general information helps.
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Contact & Map
1028 Generals Hwy
Crownsville, MD 21032
Telephone: (410) 216-7000
Telephone: (410) 216-7000