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Colby LaVelle

Colby LaVelle

The LaVelle Law Offices
  • Bankruptcy
  • California
Claimed Lawyer ProfileQ&ALII GoldSocial Media
Biography

Colby Dean LaVelle II proudly manages LaVelle Law Offices with the personal attention of a boutique law firm but with the resources of larger law firms. An honored graduate of Santa Clara University of Law, Mr. LaVelle has dedicated his career to the pursuit of justice. He began his legal career working for the San Francisco District Attorney's Office. Following his success litigating criminal matters, Mr. LaVelle started the LaVelle Law Offices. Now with eight locations across California, The LaVelle Law Offices is an incarnation of Mr. LaVelle's desire to serve the public, as he did so aptly in his role with the District Attorney.

Education
Santa Clara University School of Law
J.D. | Law
Santa Clara University School of Law Logo
Professional Experience
Managing Attorney
The LaVelle Law Offices
Current
Awards
A Rating & Accredited
Better Business Bureau
Professional Associations
California State Bar  # 316277
Current
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Alameda County Bar Association
Current
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San Francisco Bar Association
Current
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National Association of Consumer Bankruptcy Attorneys (NACBA)
Current
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Jurisdictions Admitted to Practice
California
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Fees
  • Free Consultation
    We gladly offer a free consultations.
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    Our Chapter 7 attorney fees for a single filer are typically $1195 plus court fees.
Practice Area
    Bankruptcy
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Languages
  • English: Spoken, Written
Legal Answers
Q. I need to know if I can file a Chapter 7 bankruptcy.
A: Firstly, it doesn't "prevent" you from filing a chapter 7. You may file a chapter 7, but the issue becomes whether it is an abuse of the bankruptcy process to allow someone who has $500 left over each month in their budget to simply write off the entirety of their debts. The court/trustee may point to your disposable income and say that you should be in a chapter 13 case, paying $500 a month to your creditors for a period of 3 years. I would suggest that you speak with a bankruptcy attorney and together you can review your budget to be sure you are considering all your "allowed" expenses and also that you are properly accounting for all of your income (for example, you may not be allowed to include certain retirement contributions, so you have to be careful in subtracting those amounts from your income when factoring in your available income). A few monthly expenses that sometimes get overlooked are medical expenses (deductibles, copays, medications, dentists, optometrists), costs of owning a pet (vet bills food), car maintenance expenses (does your car need repair/regular maintenance), transportation costs such as uber/public transportation, a small amount for entertainment...and there are many more necessary and reasonable expenses. You can see by these examples that there are many complications when it comes to determining your income and expenses as it relates to bankruptcy filing, so it can be quite helpful to work with an attorney who deals with these issues every day.
Q. Will Chapter 7 Trustee tries to sell my property if I have equity little more than the homestead exemption amount?
A: Home listing sites like ZIllow.com and Realtor.com are a great starting point for home value and especially for comparable sales in your area (you can sort recent sales on Relator.com and then look for homes similar to yours in size and specs), but this data is not a substitute for getting an actual appraisal prior to filing bankruptcy. I recommend that my clients who own homes get a professional appraisal. It is critical to protecting your home that you understand the amount of equity that you have.
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Websites & Blogs
Website
Contact & Map
LaVelle Law Offices
505 14th Street
Suite 900
Oakland, CA 94612
Telephone: (510) 393-2083
LaVelle Law Offices
One Market Street
Spear Tower 36th Floor
San Francisco, CA 94105
Telephone: (415) 596-6337
LaVelle Law Offices
4900 Hopyard Rd
Suite 100
Pleasanton, CA 94588
Telephone: (925) 351-4550
LaVelle Law Offices
177 Park Avenue
Suite 200
San Jose, CA 95113
Telephone: (408) 396-8731
LaVelle Law Offices
350 10th Avenue
Suite 1000
San Diego, CA 92101
Telephone: (619) 210-4622
LaVelle Law Offices
980 9th Street
16th Floor
Sacramento, CA 95814
Telephone: (916) 825-2619
LaVelle Law Offices
110 N San Joaquin St.
Suite 200
Stockton, CA 95202
Telephone: (209) 321-2896
LaVelle Law Offices
California Business Center
1652 West Texas Street
Fairfield, CA 95433
Telephone: (707) 398-3652