David Earl Phillips

David started Bankruptcy Practice as soon as he was admitted to the Bar to practice law in 1986. Since that time he has practiced Bankruptcy Law almost exclusively and has filed over 7000 bankruptcy cases over the past 31 years. David concentrates on Chapter 13 and Chapter 7 cases mainly dealing with Consumer Bankruptcy cases. He was Board Certified in Consumer Bankruptcy Law in 1995. He maintains a small office practice with his wife, Debbie Phillips, being his paralegal, almost from the beginning of his practice. Over the years his Father and David and Debbie’s son, Justin, has also worked at the office, so this is truly a family practice and he likes to think this helps to offer very personal service to each and every client. By maintaining a specialty in Consumer Bankruptcy, he feels we can offer the expertise that helps to make a very difficult process for most people to be as easy and less stressful as possible. He has been in the same office for almost 30 years in Donelson and David and Debbie have also lived in Donelson for their entire 37 year marriage. On weekends, if the weather is nice, David and Debbie can be found touring the back roads of Tennessee and Kentucky on their Harley. As members of the Music City Chapter of (HOG) Harley Owners Group, they now have over 150,000 miles in the saddle. If you have questions about Bankruptcy, please feel free to call, email or come by our offices at 2525 Lebanon Pike, Nashville TN 37214 at any time.

Nashville School of Law

J.D. (1986) | Law

1982 - 1986

Honors: American Jurisprudence Award

Belmont University

B.A.

1977 - 1981

Founder/Partner

David E. Phillips, Attorney at Law

1986 - Current

American Board of Certification

http://www.abcworld.org/

American Jurisprudence

Lawyers Co-Operative Publishing Company

1986

Insurance Law

NACTT Academy for Consumer Education

Member

2008 - Current

Middle Tennessee Association of Consumer Bankruptcy Attorneys

Member

2005 - Current

National Association of Consumer Bankruptcy Attorneys

Member

1995 - Current

National Association of Chapter 13 Trustees

Associate Member

1990 - Current

American Bankruptcy Institute

Member

1990 - Current

Tennessee

Since 1986

6th Circuit

Since 1988

• Free Consultation

Q. What’s the median income requirement for a family of 3 in the state of Tennessee to file a chapter 7?

March 29, 2019

A: The median income for a family of 3 is $ 5521 per month. That is the gross income. Hope that helps.

Q. I filled out the papers for bankruptcy can I file them January 2nd

January 14, 2019

A: Sure! As long as the clerk's office is open you may file the papers unless you have access to electronic filing, which is 24/7. Do not forget that you must complete the Credit

Counseling Course before you file the case and then file the certificate you receive with the court clerk. It can be complicated to do everything correctly so it is usually best to have a lawyer assist you. Good luck!

Q. If I inherited a home 6 years before I file for a chapter 7 bankruptcy will the court take my inheritance from me

January 14, 2019

A: The home will be property of the bankruptcy estate. Depending on the value of the home and your exemption will determine if the bankruptcy trustee will take the home and sell it. You really need a local bankruptcy lawyer to advise you of your options. Good luck!