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David Gormley
Andrews Bongar Gormley & Clagett
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Biography
Dave Gormley is a Partner and the head of our Bankruptcy and Real Estate departments. He has been handling bankruptcy and foreclosure cases for over 10 years. There isn’t much related to bankruptcy or foreclosure he has not already seen. Dave is admitted to practice in Maryland and the Federal Courts, including the U.S. Bankruptcy Court and the U.S. Supreme Court. He lives near Annapolis with his family.
Education
- University of Baltimore School of Law
- J.D.
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- University of Maryland - Baltimore County
- B.A. (1988) | History & Political Science
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Professional Experience
- Partner
- Andrews Bongar Gormley & Clagett
- - Current
Publications
Articles & Publications
- How Much Debt Do You Need To File Bankruptcy
- Southern Maryland Law
Speaking Engagements
- Bankruptcy Basics, Successful Transitioning and Reentry Skills Program, Charles County Detention Center
- Charles County Sheriff's Office
- Dave Gormley gave a presentation to inmates at the Charles County Detention Center as part of the Successful Transitioning and Reentry Skills Program. Dave’s presentation focused on what inmates can do to avoid bankruptcy and deal with the financial difficulties that may result from incarceration. The STARS program is a 10-week course consisting of educational sessions focusing on life skills such as resume writing, financial management, parenting, first aid, nutrition and more. Discover what you need to know about Bankruptcy in Maryland. Click here to see our Free Legal Consumer Guide to Bankruptcy and get answer to your questions today. Know your options. Be informed. Protect yourself.
Certifications
- Maryland Licensed Title Producer
- Maryland Insuance Administration
Awards
- Peer Reviewed
- Martindale Hubbell
- 5 Star
Professional Associations
- Maryland State Bar
- Member
- - Current
Jurisdictions Admitted to Practice
- Maryland
- 4th Circuit
- U.S. Supreme Court
Fees
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Free Consultation
Free Bankruptcy and Personal Injury Consultations - Credit Cards Accepted
- Contingent Fees
Practice Areas
- Bankruptcy
- Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
- Estate Planning
- Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills
- Personal Injury
- Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
- Probate
- Probate Administration, Probate Litigation, Will Contests
Additional Practice Area
- Car Accidents
Languages
- English: Spoken, Written
Legal Answers
- Q. Will I lose my home after filing chapter 7 bankruptcy if I don't owe anything on it and it's worth $65,000?
- A: Currently Virginia bankruptcy exemption. However it is my understanding that this is changing. You should consult with a bankruptcy lawyer and see what this new law will mean if it become law. You would probably still loose your house, but you could exempt more of the equity from your house. The new exemption may let you protect up to $25,000 in equity if it becomes law. It could also make it so you could pay less of your debt and still protect your house in a Chapter 13. However, with the drop in income you experienced it may be time to think of letting the house go.
- Q. What forms do I need for a chapter 7 and is there a packet
- A: You can check the bankruptcy court's website for information on the forms.
Here is the website for western district. http://www.wawb.uscourts.gov/csReadyToFile
They also have information on representing yourself. At the very least get a consultation with a bankruptcy lawyer. Representing yourself is difficult and can make things worse.
- Q. Can I add a cover letter with additional information for the trustee when filing my chapter 7 petition?
- A: You probably just want to send the cover letter with the document production you send the Trustee after the case is filed.
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