Harlene Miller

Bankruptcy representation of debtors and creditors; personal and business; chapter 7, 11 and 13 since 1990. CA Certified Legal Specialist in Bankruptcy Law since 2006. Provide consulting for how to avoid bankruptcy; budgeting; life after bankruptcy. Assist in creditor settlements in lieu of bankruptcy. Personal care and attention to clients. Half hour no charge initial telephone consultation.

Western State University College of Law

J.D. (1989) | LAW

1986 - 1989

Honors: Graduated with Scholastic Merit; 4 American Jurisprudence awards

Activities: Member of Law Review

Owner/Attorney

Harlene Miller Law, APLC

2014 - Current

Shareholder and attorney

Pagter and Miller

1990 - 2014

Bankruptcy Impact on Family Law Issues, Seminars for Family Law Practitioners & CPA's

Bankruptcy Impact on Personal Injury Litigation

Orange County Trial Lawyers Association

Creditor's Rights in Bankruptcy, Saddleback Community College

Bankruptcy and its Alternatives, Orange Coast College

Certified Legal Specialist in Bankruptcy Law

State Bar of California

OC Bankruptcy Forum

Member

Current

American Bankruptcy Institute

Member

Current

Orange County Bar Association

Member

Current

State Bar of California  # 146651

Member

1990 - Current

California

Since 1990

• Free Consultation
  Free initial half hour consultation

Q. Bankruptcy Question - I have vast amounts of credit card debt that I need to file...but I am also a homeowner.

April 21, 2023

A: You have many issues that require discussion and analysis in detail to fully cover your issues and come up with solutions. Answers provided by my colleagues include some good points in response. However, Your situation has many parts and for a true understanding and for complete analysis, I suggest you meet with a bankruptcy attorney for an initial consultation, which would cover all of your issues in more detail. In addition to the debt issues, a detailed analysis needs to be completed of all your assets and a budget of your income and necessary living expenses. In addition to your home (value versus secured debt against the house) - all of your assets need to be discussed - particularly if a chapter 7 is being considered - which, if successful, would result in a discharge of your unsecured debt and retention of your assets. ... Read More

Q. What happen to a credit card debt and a auto loan with the same bank on a bankruptcy?

April 17, 2023

A: The answers already provided fully cover the issue. For further advice, discuss with a bankruptcy attorney for assistance in filing a case if it is in your best interest to do so. Some of us offer a half hour no charge consultation which may provide you further details.

Q. Just wondering i have 10k in credit card debt how do i file for chapter 7

April 13, 2023

A: I suggest you consult with a bankruptcy attorney in order to completely understand your bankruptcy and possible non-bankruptcy options. Many of us offer a half hour no charge consultation which will likely provide you a good overall discussion of your options. If you decide to proceed with bankruptcy, I urge you to seek assistance from a bankruptcy attorney to ensure that your case is successful. Good luck.

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