James Turner
We handle wrongful repossessions, credit card lawsuits and mortgage foreclosures
Debt Relief Lawyer - providing aggressive and affordable professional services to consumers who have been victims of unfair and illegal collection tactics in attempting to collect a consumer debt, and other legal services for residents in Orlando, Kissimmee, and throughout the Central Florida Area.
We have had success for our clients in suing for wrongful repossession. Moreover, we have lots of experience with credit card lawsuits.
If you want a 5-Star attorney on your side, call or text us.
- University of Miami School of Law
- LL.M. (1978) | Law
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- University of Miami School of Law
- J.D. (1975) | Law
- Delta Theta Phi; Phi Kappa Phi, Scholastic Honor Society
- Honors: cum laude
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- Bentley College
- B.S. (1972)
- Honors: with highest honors
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- Attorney
- Debt Relief Law Center
- - Current
- Consumer Rights Attorney
- Law Offices of N. James TurnerLaw
- - Current
- Circuit Judge
- State of Florida
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- Artillery
- U.S. Army
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- Vietnam Era Veteran; National Defense Service Medal; Honorable Discharge
- Successfully Defending Employees in Non-compete and Trade Secret Litigation
- Florida Bar Journal
- The Perils of (Reporting and) Not Reporting Sexual Harassment
- Florida Bar Journal
- Employer Liability for Acts of Sexual Harassment in the Workplace
- Florida Bar Journal
- Consequences of Instructing Dependents Not To Answer
- Florida Bar Journal
- Fundamentals of Student Loan Law, NALA, Orlando
- https://lawprocle.com/
- AV Preeminent Rating
- Martindale-Hubbell
- Good Rating
- Avvo
- Client Reviewed
- Martindale-Hubbell
- Book Award Corporation Law
- University of Miami School of Law
- Orange County Bar Association
- Member
- Current
- Activities: Former Chair, Labor & Employment Law Section; Legal Aid Society
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- The Florida Bar
- Member
- Current
- Activities: Labor and Employment Law Section
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- Osceola Bar Association
- Member
- Current
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- National Employment Lawyers Association, Florida Chapter
- Founding Member
- Current
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- Florida State Bar # 203041
- Member
- - Current
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- Florida
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- 5th Circuit
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- 11th Circuit
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- U.S. Supreme Court
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- United States District Court, Middle District of Florida
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- United States District Court, Southern District of Florida
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- Free Consultation
- Credit Cards Accepted
- Contingent Fees
- Consumer Law
- Collections
- Foreclosure Defense
- Bankruptcy
- Debt Relief
- Repossession Defense Attorney
- English: Spoken, Written
- Spanish: Spoken
- Q. I received a personal injury reward of15000. Can I use that to pay down my mortgage and would it be exempt from a 7 banc
- A: The short answer is "yes." If you were to place the $15,000 in a bank or stock account, it would be included as an asset of bankruptcy. But, paying down your mortgage on your homestead property, you essentially improve your equity in your residence.
- Q. How do I get medical collections bill off credit report?
- A: You must write letters and to the Credit Reporting Agencies (CRA) and dispute the debt. They are required by law to contact the furnisher of the information and investigate you dispute. If it it not corrected, you can bring an action against the furnisher and the CRA's.
- Q. I had a judgment in 2011 after I lost my house in foreclosure (Florida). How long do they have to collect?
- A: How did they contract you? By phone or letter? You should ask if they have proof of ownership of the debt.
I Am Receiving Calls From Debt Collectors
A summary of your rights relating to collection calls from debt collectors
Am I an Employee or an Independent Contractor?
Am I an employee or an independent contractor? This is a good question. Employers are motivated to misclassify their employees as independent contractors because they save money. Employer misclassification of...
Are Bankruptcies and Foreclosures Removable from my Credit Report?
If you believe what you would read on the internet and you would hear on TV they are however accurate information and timely information is not removable from a credit...
Are Charged Off Debts Still Collectible
Charged off debts are collectible. Consumers believe that when they receive notice from the creditor that the debt has been charged off, that that means the debt has been forgiven,...
Are Salaried Employees Exempt from Overtime
Salaried employees can be exempt from being paid overtime if they meet one of the exemptions specified under the Fair Labor Standards Act. The most common exemptions are called the...
Are Student Loans Dischargeable in Bankruptcy?
Typically, student loans are not dischargeable in bankruptcy. The one exception is if the borrower on the student loans can show undue hardship. If they can show, number one, that...
Can a Creditor Garnish My Social Security Income?
Social Security benefits are specifically exempt from garnishment. The answer is no. A creditor cannot garnish Social Security benefits.
Can a Creditor Garnish my Wages or Bank Account without a Court Order
Can a Creditor Garnish My Wages or Bank Account without a Court Order? A debt collector cannot garnish wages or a bank account without first obtaining a judgment and then...
Can a Debt Collector Call me at Work?
A debt collector cannot call you at work, if it reasonably believes that you are prohibited from taking calls at work. The best thing to do is if you're called...
Can a Debt Collector contact my Family or Employer
The short answer is no. A debt collector is prohibited from contacting any third parties, so contacting employer is clearly a violation. Contacting the family members is also a violation...
Can I sue a Debt Collector for Harassment?
My name is Jim Turner and I am a consumer rights attorney with and office in Orlando, Florida. I receive many calls from consumers who have been contacted by debt...
Can I Sue for Overtime?
Can I sue my employer for unpaid overtime? If you are a non-exempt employee and have worked over 40 hours in a workweek in the last 3 years, the answer...
Credit Card Lawsuits In Florida
Greetings, my name is Jim Turner and I am an attorney and the owner and operator of the Debt Relief Law Center in Orlando, Florida. We help people who are...
How Can I Defend a Debt Lawsuit?
If you have been sued on a debt, here are some points to consider in defending your lawsuit: 1. You should respond to the lawsuit within the time set out...
How Can I Get Debt Collectors to Stop Calling Me?
How Can I Get Debt Collectors to Stop Calling Me? Many consumers are behind in paying their bills? And, many consumers are receiving calls from debt collectors. Fortunately, the law...
Is There a Statute of Limitations on Collecting Debts
In Florida, the statute of limitations on debts based upon a written contract is five years. N. James Turner 37 N. Orange Avenue, Suite 500 Orlando, FL 32801 888-877-5103 www.ConsumerRightsOrlando.com
My Car Was Repossessed
Video covers the circumstances when a lender can repossess a motor vehicle and the remedies that the consumer has in the event of a wrongful repossession. Covered in detail are...
Should I File for Bankruptcy?
My name is Jim Turner and I am an attorney in Orlando, Florida. I help people who are having problems with debt or debt lawsuits.
What can i do if my Employer is not paying the Minimum Wage
The first thing to do is to diplomatically ask the employer why it is not paying the minimum wage. If you can't get an acceptable answer, then I would consult...
When a Spouse dies and leaves behind debts who is responsible for paying these debts
When a spouse dies, the surviving spouse is not liable for the debts of the deceased spouse unless he or she is also liable on that same debt. In other...