James W. Hurt Jr.

James W. (Jimmy) Hurt, Jr. and Hon. Irwin W. Stolz, Jr. formed Hurt Stolz, P.C. in 2013, and since then have a proven track record of getting results for their clients whether settling cases or taking them to court. The firm focuses on consumer class actions, personal injury, wrongful death, consumer protection, and debt collection defense cases.

State Bar of Georgia  # 380104

Member

Current

Activities: 2013-2014 Chair of the General Practice & Trial Section

American Association for Justice

Current

National Association of Consumer Advocates

Georgia Chair

Current

Georgia

State Bar of Georgia

Since 2003

11th Circuit

Since 2005

United States District Court for the Middle District of Georgia

Since 2004

United States District Court for the Northern District of Georgia

Since 2004

Q. My son received a phone call from a courier service to serve him papers to go to court concerning an old credit card

July 15, 2022

A: If your son resides in Georgia, then the statute of limitations on a credit card debt is 6 years. This debt should be beyond the statute of limitations. His wages cannot be garnished unless and until the debt collector gets a judgment against your son. He would first have to be served with a lawsuit and the case be heard by a judge.

Q. In Georgia, does responding to a collection notice by denying the debt reset the SoL clock for the debt?

April 13, 2022

A: Disputing the debt will not reset the statute of limitations. You should send a letter disputing the validity of the debt and explain once again that it is not yours and you have never lived in the state where the debt allegedly was incurred.

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