A: That is frustrating situation to say the least! If you have the driver's insurance information, then contact the insurance company and file a claim against the driver's insurance for the property damage to your vehicle, diminished value (if applicable), and any other property damage that may have occurred. It usually does not matter that you did not have your vehicle insured in the scenario that you described.
A: It does sound like you have a Workers' Compensation Claim. Oklahoma is a no-fault state regarding work-related injuries, meaning basically that if you were hurt on the job, then your related medical bills, lost wages, permanent impairments, etc. might be paid by your employer, most likely by your employer's Workers' Compensation insurance, regardless of whose fault the injury was. Because this injury occurred on the job and with the information you provided, your remedy would probably be limited to filing a Workers' Compensation Claim, and not against the employer personally. I would talk to a Workers' Compensation Attorney about filing a claim. There is a time limit
on when you can file your claim, so I would check with an attorney immediately. ... Read More