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John Spalding

John Spalding

Easy to reach by phone/email. Deal directly with me only. Ch7 Bankruptcy Lawyer.
  • Bankruptcy, Immigration Law
  • Washington
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Biography

What makes me different is the personal service I provide to every client. All clients get my mobile number and email, so they can reach me when the inevitable panic attack happens. Before I became a lawyer, I worked as a paralegal in New York "big law" as well as for a few different small firm and solo practice lawyers.
What I lack in decades of practice experience, I make up for with my tenacity and my client-friendly fees. Right now, I am looking to make a name for myself, which means that my clients get my A-game.
I am also a military veteran who trained in military intelligence. I enjoy spending my free time with my spouse and kids.

Education
Mitchell Hamline School of Law
J.D.
Honors: Dean's List.
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City University of New York - John Jay College of Criminal Justice
B.A.
Honors: Magna cum laude; Dean's List each semester.
Activities: Justice Thurgood Marshall Scholarship.
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Certifications
Global Arbitration Practice
Mitchell Hamline School of Law via Queen Mary University of London
Professional Associations
Spokane County Bar Association
Member
Current
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American Immigration Lawyers Association
Member
Current
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King County Bar Association
Member
Current
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Washington State Bar Association  # 60837
Member
- Current
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American Bar Association
Member
- Current
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Jurisdictions Admitted to Practice
Washington
Washington State Bar Association
ID Number: 60837
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U.S. Bankruptcy Court
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United States District Court - Eastern District of Washington
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Fees
  • Free Consultation
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    Also accept payment via PayPal, Bitcoin and CashApp.
Practice Areas
Bankruptcy
Chapter 7 Bankruptcy
Immigration Law
Languages
  • English: Spoken, Written
Legal Answers
Q. I am over $100,000 in debt interested in filing for bankruptcy which is the best way to go about it?
A: With that kind of debt, it's a good idea to reach out to a local bankruptcy attorney to determine what and cannot be discharged and which chapter is appropriate. Not all debts are equal. For instance, priority debts like taxes are treated differently than unsecured debts. There's a lot to consider. Good luck.
Q. The other party in a family case is communicating with the court without copying me (and lying). What prevents this?
A: If by "the court," you mean they're contacting the judge directly on a matter related to the case, and if you can prove it, the other party can be sanctioned. You need to be able to prove it. Best to check with your lawyer about this.
Q. When filing for a chapter 7 bankruptcy do I need to include all vehicles that are in my name even if its not my vehicle?
A: Hi there, as to the first question, the answer applies universally (i.e. regardless of jurisdiction). Yes, you need to disclose all assets in your name. This includes vehicles that you're letting others borrow/drive/possess. Additionally, if you intend to file a bankruptcy petition, you definitely do not want to simply give away assets to relatives as the panel trustee is likely going to sue your relative(s) to get those assets back, especially if those assets have enough value to make collection worth the effort.

As for the second question: If you still owe money to the lender after the repo, then you should include that amount in your bk filing because the amount owing is no longer secured and can be discharged. The reason is that once the repossession is done, though you may still owe money, the amount owing is called a unsecured deficiency balance. The lender could still sue you for the difference between the amount owing minus the auction price (assuming they auction the vehicle and obtain less than what you owed. them), but they cannot collect if you've filed for chapter 7. Hope this helps. Good luck. ... Read More
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Social Media
Websites & Blogs
Website
Bankruptcy & Immigration Admissibility Waivers - Spalding Law Firm PLLC
Blog
Spokane Bankruptcy Attorney Blog - Spalding Law Firm PLLC
Contact & Map
100 N HOWARD ST
Suite 5297
Spokane, WA 99201
Telephone: (509) 505-0649