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Justin R. Heim

Justin R. Heim

Law Office of Justin R. Heim
  • Personal Injury, Insurance Claims, Asbestos & Mesothelioma ...
  • California
Claimed Lawyer ProfileQ&ALII GoldSocial MediaResponsive Law

The Law Offices of Justin R. Heim is located in the historic Old Seal Beach City Hall building from where it serves personal injury clients involved in car accidents throughout Long Beach, Seal Beach, and Huntington Beach.

Thomas Jefferson School of Law
J.D. (2012)
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California State University - San Marcos
B.A. (2009) | History
Honors: Cum laude
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Professional Experience
Law Office of Justin R. Heim
- Current
Napoli Shkolnik
Articles & Publications
Madison County asbestos case settles three days into trial
Madison - St. Clair Record
Speaking Engagements
Law School Competition Judge, National Sports Law Negotiation Competition
Plaintiffs Trial Lawyer Academy Graduate
Consumer Attorneys Association of Los Angeles (CAALA)
National Baseball Arbitration Winner
Tulane School of Law
Professional Associations
Orange County Trial Lawyers Association
- Current
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Consumer Attorneys Association of Los Angeles
- Current
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State Bar of California  # 290315
- Current
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American Bar Association
- Current
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Jurisdictions Admitted to Practice
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  • Free Consultation
  • Contingent Fees
Practice Areas
    Personal Injury
    Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
    Insurance Claims
    Bad Faith Insurance, Business Insurance, Disability Insurance, Health Insurance, Life Insurance, Motor Vehicle Insurance, Property Insurance
    Asbestos & Mesothelioma
    Products Liability
    Drugs & Medical Devices, Motor Vehicle Defects, Toxic Torts
  • English
Legal Answers
Q. Will I be in trouble if I release my Bodily Injury limits to the other party's lawyer?
A: Releasing your liability limits does nothing other than inform the other party how much coverage you have. They have a right to demand that information in a lawsuit, but pre-litigation, you must provide your insurance with consent to release the limits. CA courts previously stated in Boicourt vs. Amex Assurance Co. (2000) 78 Cal.App.4th 1390, that it is in the interest of the policy holder to release the information because it will help Plaintiff's facilitate settlements without dragging policyholders into lawsuits. ""Knowledge of low policy limits" could benefit defendants (that is policyholders) because that knowledge would tend "to discourage a seriously injured plaintiff from holding out for a settlement commensurate with the extent of the injuries." Boicourt at 1394.
Q. Can a car insurance bodily injury rep get my Medi-Cal info from hospital billing department?
A: I respectfully agree with the other attorney answers posted here, I think it is time that you consult with an attorney. Medi-Cal is notorious for underpaying health care providers for services rendered. Thus, if you have Medi-Cal as posted in the topic, and they paid that much for your care, then I presume you've had quite a bit of medical care. First of all, it seems like you and the adjuster are talking past each other about the dollar figure for your bills which you are citing. I cannot tell if you are looking at the amount billed or the amount paid. It sounds like the adjuster is talking about the remaining balance. Medical bills and what has actually been paid matters a great deal in personal injury claims. You should discuss the bills with an attorney to figure out what you can recover. Generally, in California, you are entitled to recover the lesser of the reasonable amount for necessary services or that which is actually paid. Of course, Medi-Cal will want their money back and will come calling if they think there is a third party payor such as an insurance company. Insurance companies don't want Medi-Cal coming after them later and will try and pressure you into providing them the Medi-Cal lien information if they don't already have it. Talk to an attorney and figure out the best way to handle this. Otherwise, it sounds like this adjuster is going to try and attack your credibility as a means of devaluing your claim, a typical insurance tactic.
Q. I was riding my bike home from work. A truck cut right in front of me. I have since noticed some injurys that not gone.
A: There are too many nuances to this question for you to rely on the answers posted here solely. You need to consult with an attorney. I am going to paraphrase your question to make sure we're addressing the same thing. 'I was injured in a car accident, should I see a doctor.' The answer as others have posted is unequivocal, if you are injured and need medical assistance, then seek it out. Too often, personal injury victims overthink this process. You should do precisely what you would do in the event you were injured in any normal life circumstance. You should not treat your need for medical care any differently simply because there is the potential for a personal injury lawsuit or car accident insurance claim. The next question I would pose to you if you were my prospective client is, was the truck a regular passenger truck or a commercial truck? Most car insurance policies in California require actual "contact" between the vehicle and the injured party for coverage to be available. Without insurance coverage, any recovery you make for personal injuries is likely to be directly from the party who caused your injuries. If it's an individual, depending on the financial health, this may or may not be an issue, and if it's a commercial truck, then it's probably less of a problem. In short, if you need medical care, then get it. Worst case scenario this is why you have health insurance.
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Websites & Blogs
Law Offices of Justin R. Heim
Law Offices of Justin R. Heim
Contact & Map
Law Offices of Justin R Heim, APC
201 8th Street
Suite 100
Seal Beach, CA 90740
Telephone: (760) 658-9075
Fax: (760) 657-2983