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Kevin M Ryan

Kevin M Ryan

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  • Bankruptcy, Collections, Foreclosure Defense ...
  • Alabama
Claimed Lawyer ProfileQ&ASocial Media

Attorney Kevin Ryan has practiced in the area of consumer and business bankruptcy law for more than 20 years. He worked his way through the College of Wooster, in Wooster Ohio while employed in the evenings. He was a four (4) year letterman and three (3) year starter on the College of Wooster football team and was a member of the NCAC All Conference Team (1992) and All Academic Team ( 1991-1992).

After college, Attorney Ryan attended evening law school at The Cleveland Marshall College of Law while working full time as a paralegal. He started his law career as a trial attorney for the Cuyahoga County Public Defender and then opened a private law practice handling mostly bankruptcy cases. In more than 23 years Attorney Ryan has directly handled several thousand consumer and small business bankruptcy cases, and a broad range of other civil cases.

Attorney Ryan has practiced in the areas of criminal law, family law, probate law, real estate law, civil and criminal appeals, personal injury law and business litigation. Attorney Ryan has handled jury trials, depositions, bench trials, mediations, federal and state appeals, and administrative hearings. He brings a broad perspective and life experience to the table and gives personal attention to every case he takes on. He now focuses his practice on bankruptcy , asset protection, real estate (state licensed real estate sales agent) , and probate / estate matters.

Kevin Ryan is also an Alabama state licensed real estate sales agent and is associated as a sales agent with eXP Realty, LLC. eXp Realty is one of the world’s fastest-growing real estate brokerages. Founded in 2009, they are now in 14 countries around the world with a community of over 60,000 real estate professionals, all connected through eXp's unique cloud-based platform, eXp World.

Attorney Ryan resides in Loxley, Alabama with his wife Jessica (College of Wooster 1994) and three children.

Cleveland State University
J.D. | Law
Cleveland State University Logo
College of Wooster
B.A. | History
Activities: Football, Phi Sigma Alpha
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Professional Experience
licensed real estate sales associate
Jason Will Real Estate
- Current
Kevin Ryan is a real estate sales agent licensed in the State of Alabama and is a principal member of Ryan Realty Group, LLC
Ryan Legal Services, Inc.
- Current
Legal practice focused entirely on consumer bankruptcy matters; Chapter 7 and Chapter 13 cases.
West Shore Property Management Inc.
residential property investment and management company
Articles & Publications
Ryan Legal Services Inc Blog posts
Speaking Engagements
Consumer Bankruptcy Law Update, Cleveland, Ohio
Bankruptcy Law Center
update on consumer bankruptcy
Div. III NCAC All Conference Team ( Defense : Outside Linebacker) 1993; Captain; Most Inspirational Senior Award
College of Wooster Football
Professional Associations
American Bankruptcy Institute
Attorney Member
- Current
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Mobile Bar Association
Attorney Member
- Current
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National Association of Consumer Bankruptcy Attorneys (NACBA)
- Current
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Jurisdictions Admitted to Practice
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6th Circuit
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11th Circuit
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United States Tax Court
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  • Free Consultation
    Free consultation limited to initial phone conference to determine what options are available. We do not provide legal advice during consultations, only possible options and estimated costs of moving forward.
  • Credit Cards Accepted
    I am not able to accept client credit card payments for bankruptcy fees unless a person who is not a party to your case uses their own credit card to pay legal fees. We accept credit cards for all other matters.
  • Contingent Fees
    applies to personal injury, wrongful death and collection matters
Practice Areas
Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Foreclosure Defense
Personal Injury
Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
Real Estate Law
Commercial Real Estate, Condominiums, Easements, Eminent Domain, Homeowners Association, Land Use & Zoning, Mortgages, Neighbor Disputes, Residential Real Estate, Water Law
Tax Law
Business Taxes, Criminal Tax Litigation, Estate Tax Planning, Income Taxes, International Taxes, Payroll Taxes, Property Taxes, Sales Taxes, Tax Appeals, Tax Audits, Tax Planning
  • English: Spoken, Written
Legal Answers
Q. I had a bankruptcy lawyer to tell me to stop paying all my bills, put my houses in a trust and then tell me 4 months to
A: The bankruptcy code requires a disclosure in the Statement of Financial Affairs of any assets transferred to a Trust within 10 years of the filing date for the case. I am not sure why the lawyer advised you to do this, because they can still be considered an asset of the bankruptcy estate. Also, if the laywer advised you to do this and file a Ch 7 bankruptcy case, this could be considered advice that was well below a reasonable standard of care. It would require an expert opinion in order to determine if actionable legal malpractice was committed. Time is of the essence because there is a statute of limitations in most cases of
Q. My dad is downsizing and is planning to leave me and my fiance his fully paid off house. We need any advice to get start
A: A Living Trust would be one of the best simple ways for your father to set up his estate plan. The real estate would need to be transferred to the Trust and the documents would most certainly need to be prepared by an attorney. An Attorney who practices in the area of estate planning and tax law can also advise you as to whether your father's estate is under the applicable federal and state estate tax thresholds, which may require a more complex estate plan.
Q. Can I press charges for my husband using my SSN for taxes after separation?
A: You should first go to and get a transcript of the tax return for the year in question. Next, contact the IRS and schedule an appointment at the Taxpayer Customer Service office closest to your residence, and ask a representative to review the situation. Each individual person has the right to decide between any available legal options for tax status on a particular year's tax return. Your husband is not legally permitted to sign your name to a federal tax return without a signed IRS Power of Attorney or Power of Attorney drafted and signed by you in accordance with the laws of your state.
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Websites & Blogs
Ryan Legal Services, Inc.
Ryan Legal Services, Inc. Attorney Bio
Ryan Legal Services, Inc Blog
Contact & Map
Ryan Legal Services, Inc.
26520 S Holley St Unit C
Loxley, AL 36551
Telephone: (251) 431-6012
Fax: (877) 499-5130
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours (Today)
Saturday: Open 24 hours
Sunday: Open 24 hours
Notice: Bankruptcy Helpline: 251-431-6012 All calls answered by live call center agent 24/7 365 days a year.
Ryan Legal Services, Inc.
9 Dauphin Street
Ste. 201
Mobile, AL 36602
Telephone: (251) 241-5234
Fax: (877) 499-5130
Ryan Legal Services, Inc.
22011 Highway 59
Robertsdale, AL 36567
Telephone: (251) 431-6012
Fax: (251) 431-6006