Kristi C. Kelly is a consumer protection attorney with a genuine commitment to representing the most vulnerable – and often overlooked – consumers in federal and state courts in Virginia, Maryland, and the District of Columbia. Ms. Kelly is widely acknowledged as a leading expert in consumer law. In 2014, Virginia Lawyers Weekly recognized her as a “Leader in the Law,” an annual award given to attorneys that set the standard in their field, and one of the most prestigious honors a Virginia lawyer can receive. She is described by her peers as someone “who takes – and wins – the cases others won’t touch.”
Kristi specializes in assisting consumers with credit reporting and employment background check mistakes, mortgage servicing errors and abusive debt collection practices. She has successfully litigated hundreds of individual and class action cases against banks, brokers, auto dealers, online lenders, debt collectors, credit card companies, credit bureaus and foreclosure rescue scammers, receiving a $686,000 verdict in her first jury trial, in addition to her attorney fees from a foreclosure rescue scammer in 2010.
Kristi is a regular speaker on credit reporting and mortgage servicing issues for the National Consumer Law Center, National Association of Consumer Advocates, the Virginia Continuing Legal Education program, and various legal aid organizations throughout the country.
Upon graduating from the University of Richmond T.C. Williams School of Law, Kristi received the Nina R. Kestin award for her extraordinary contributions to the school, community and profession of law. She received her undergraduate degree cum laude from Dickinson College, where she was a four-year varsity soccer player.
Kristi lives in Oakton, Virginia with her husband, Matt and three sons, Joey, Charlie and Tommy.
- University of Richmond School of Law
- J.D. | 2006
- Nina Kestin Award Winner for for her extraordinary contributions to the school, community and profession
- Dickinson College
- B.A. (2003)
- Honors: Cum Laude
- Activities: 4 year varsity soccer player
- Kelly Guzzo PLC
- - Current
- Surovell Isaacs Petersen & Levy, PLC
- Housing and Consumer Law
- Legal Services of Northern Virginia
- Virginia Trial Lawyers Association
- Fairfax Bar Association
- Northern Virginia Women’s Attorney Association
- National Association of Consumer Advocates
- Virginia Poverty Law Center, Member Board of Directors
- District of Columbia
- District of Columbia Bar
- Maryland Court of Appeals
- Consumer Law
- Foreclosure Defense
- Class Actions
- Credit Reports
- Kelly Guzzo PLC Website