Lucius "Luke" James Wallace
Trial Lawyers and Consumer Advocates
A Personal Experience That Defined My Career
While attending law school, I responded to an advertisement for a new car. The subsequent experience was eye-opening. The dealership employed numerous deceptive tactics to divert my attention from the advertised model, a classic bait-and-switch scenario I had only read about before experiencing it firsthand. I drove off with the car, but also with a newfound resolve: I was determined to advocate for individuals against car dealers, banks, mortgage servicers, and other businesses that misuse their power. This incident ignited my lifelong commitment to pursuing legal action against businesses engaged in dishonest practices.
Practice Focus
I represent clients in both state and federal courts throughout the United States, with a focus on:
• Car dealer fraud
• Wrongful mortgage servicing
• Banking errors and predatory practices
• Credit reporting errors & identity theft
• Illegal debt collection
• Predatory lending
Credentials & Recognition
• Martindale-Hubbell AV Rated Attorney
• Super Lawyer — Every year since 2006
• Vern Countryman Consumer Law Award, 2017
• Co-Warrior of the Year, Trial Lawyers College (South Central Region), 2004
• Faculty Member, The Trial Lawyers College since 2006
• Trial Advocate of the Year, National Association of Consumer Advocates 2002
I have been granted pro hac vice for jury trials in state and federal courts across the country. I also regularly conduct training sessions for other lawyers on trial skills, FDCPA litigation, consumer fraud, identity theft, credit reporting laws, and maximizing damages in consumer cases.
Education
• Gerry Spence’s Trial Lawyers College — Graduate, 2001
• J.D., University of Tulsa College of Law, 1994
• B.A., Phillips University, 1991
Bar Admissions
• Oklahoma
• New Mexico
- University of Tulsa
- J.D
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- Partner
- Humphreys Wallace Humphreys P.C.
- - Current
- Building a Powerful Case Maximizing Consumer Damages, Fair Debt Collection Practices Act Training Conference,, Baltimore, MD
- National Association of Consumer Advocates
- provided the presentation of “Building a Powerful Case Maximizing Consumer Damages”
- Fair Debt Collection Practices Act, National Consumer Law Center National Litigation Conference, Washington D.C.
- National Consumer Law Center
- Spoke on the topic of the FDCPA
- Vern Countryman Award
- National Consumer Law Center
- Top honor for consumer law and awarded for excellence and dedication in the practice of consumer law.
- 2014 Super Lawyer-Consumer Law
- Oklahoma Super Lawyer
- Awarded to only top 5% of lawyers in Oklahoma
- 2013 Super Lawyer -Consumer Law
- Oklahoma Super Lawyer
- Awarded to Top 5% of lawyers in Oklahoma
- 2012 Super Lawyer - Consumer Law
- Oklahoma Super Lawyer
- Awarded to only top 5% of Oklahoma lawyers
- 2011 Oklahoma Super Lawyer -Consumer Law
- Oklahoma Super Lawyer
- Awarded to top 5% of Oklahoma Lawyers
- Oklahoma State Bar
- Member
- Current
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- Oklahoma Association of Justice
- member
- - Current
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- New Mexico Bar Association # 153226
- member
- - Current
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- Trial Lawyers College
- Graduage
- - Current
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- National Association of Consumer Advocates
- member
- - Current
- Activities: Member and frequent speaker and trainer at events on trial practice
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- Oklahoma
- Oklahoma Bar Association
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- Free Consultation
- Consumer Law
- Class Action, Lemon Law
- English: Spoken, Written
- Q. Certified preowned vehicle dash damage post financing dispute.
- A: While I am not licensed in TN, I can say that in a good number of jurisdictions that if you have not taken delivery of the vehicle, you have not completed the transaction. If the damage is a material change in condition, TN may permit you to cancel the transaction because delivery did not occur. If however, you have taken delivery of the vehicle, TN may still permit you to unwind the transaction by rejecting the goods under § 47‑2‑601 – or revoke acceptance under § 47‑2‑608-TN version of the Uniform Commercial Code, but you should confer with a TN licensed lawyer.
If your not able to unwind the transaction, you should have a claim for the property damage and seek the ... Read More
- Q. Can I refuse a refund request on an antique vehicle sale due to buyer's issue claims?
- A: While I am not licensed to practice in Illinois, I would caution you to seek out an Illinois lawyer because you may be exposing yourself to liability for fraud/deceit and/or misrepresentation. Your situation presents the classic he said/she said, except that you had superior knowledge of material facts about the history and condition of the vehicle . While you did provide verbal disclosure, without the buyer's admission that you provided the verbal disclosure you will have a credibility battle that may be hard to overcome. It's better to disclose in a writing, signed and dated by the other party. To answer your specific question, if you refuse the request you may find yourself ... Read More
- Q. Can I update my negative review after receiving a cease and desist letter?
- A: Just tell the truth and be fair about your actual experience with this business. Yes, you can include their response and your follow up. Remember to stick to the facts and don't offer your opinions. Keep your proof of what transpired.
While the Consumer Review Fairness Act (CRFA) does offer protections, it does not permit you to bring your own lawsuit against the business--meaning there is no private right of action for you the consumer. Only the Federal Trade Commission and our Oklahoma Attorney General can bring an action to enforce it. You might consider filing a complaint with AG Drummond's office and provide all documentation. Be sure you mention the CRFA in your submissions. ... Read More