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Martha Warriner Jarrett

Martha Warriner Jarrett

Wise counsel for people considering bankruptcy
  • Bankruptcy
  • California
Claimed Lawyer ProfileQ&A

I am a magna cum laude graduate of Loyola Law School in Los Angeles. I have practiced bankruptcy law for over 40 years, working for some of the biggest and best bankruptcy firms in Southern California. I retired a few years ago and moved to Colorado but California is home so I moved back here and I'm living in Santa Barbara. I've started a website ( to offer advice and counsel to people considering bankruptcy. I don't want to work full time but I do want to use my skills to help people who are trying to figure out this crazy thing called bankruptcy. I'll answer your questions (mostly on my blog) and help you fill out your paperwork.

Loyola Law School, Los Angeles
J.D. (1977) | Business Law
Honors: Magna Cum Laude
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Professional Experience
Martha Warriner Jarrett Consulting
- Current
Consulting services including bankruptcy consultation, legal research and writing, blog posts, paralegal services
Blackboard Copy
Copywriting for B2B, law firms, websites and blog posts
Sole Practitioner
Represented chapter 7, chapter 11 debtors, creditors (adversary proceedings), and business litigation
Contract partner
Reid & Hellyer
Represented chapter 7 and chapter 11 debtors, trustees and creditors committees
Contract attorney
The Summit Law Corp.
Contract attorney representing chapter 11 debtors and business clients
Contract attorney
Manatt, Phelps & Phillips, LLP
Contract attorney representing chapter 11 debtors and creditors, business acquisition, and business litigation
Sole Practioner
Represented individual and business chapter 7 and chapter 11 debtors.
Contract partner
Jeffer Mangels Butler & Mitchell LLP
Represented chapter 11 debtors, creditors and creditors' committees
Stroock & Stroock & Lavan LLP
Worked on various chapter 11 cases including a multi-national real estate case and local oil company.
Gendel, Raskoff, Shapiro & Quittner
Part of the team that represented Apex Oil Co., one of the largest privately owned company to file chapter 11. Drafted plan and disclosure statement, negotiated with unsecured creditors committee, and handled numerous adversary proceeding, real estate sales, etc.
Professional Associations
State Bar of California  # 76132
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Jurisdictions Admitted to Practice
State Bar of California
ID Number: 76132
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9th Circuit
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  • Free Consultation
    I offer a free half-hour phone consultation. At the end of the consultation, if you want to retain me to perform additional work, we'll discuss fees.
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    As a bankruptcy attorney, I can't take credit cards but I do accept debit cards and payments over direct methods such as Zelle and Venmo
Practice Area
Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Legal Answers
Q. Can I get free legal aid to file bankruptcy. I live in jasper texas
A: You will have to contact your local Legal Aid office and ask them. Some help you prepare and filed your own bankruptcy case. Others do not offer any help with bankruptcy filings. Also check out your local Bankruptcy Court's website ( to see what free legal help is available in your area.
Q. Reaffirmation on Vehicle in Chap 7 Bankruptcy
A: No, you do not need to do anything. As a courtesy, let the lender know. There is no obligation to reaffirm a car loan. Reaffirmation agreements need to be approved by the court and even if you get to court, the Judge will often try to talk you out of reaffirming. If you live in a state like California, you can just keep making payments. If you want to surrender the vehicle, let the lender know that they should come pick up the vehicle.
Q. Is it possible to file Chapter 11, Subchapter V for my business PRO SE?
A: Very difficult. Chapter 11 (regular or subchapter V) is very complex with lots of requirements and rules. A $50,000 retainer is not unusual and well worth the investment if you want to save your business. If you haven't already met with a local bankruptcy attorney, you should definitely do so. If you want to try it yourself, please do some research on what's involved, go through the forms (available on the Bankruptcy Court's website) and review the local rules, including the US Trustee requirements (particularly the 7-day package). Good luck.
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Websites & Blogs
The Bankruptcy Sage
Contact & Map
Martha Warriner Jarrett Consulting
333 Old Mill Rd. Spc 282
Santa Barbara, CA 93110
Cell: (760) 409-7705