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Nick Curtis Thompson

Nick Curtis Thompson

Highly rated Louisville Bankruptcy and Foreclosure Defense
  • Bankruptcy, Foreclosure Defense
  • Indiana, Kentucky, West Virginia
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OFFICE, VIDEO, AND PHONE CONSULT AVAILABLE: I spend two to four hours with you personally listening, planning, and preparing your best options. Video and phone consultations are possible. I have filed thousands of Chapter 7 and 13 cases, and now prepare only 3-5 cases per week. Other offices hand you over to a secretary, paralegal, junior attorney, or their children. I personally prepare your case. Compare our Avvo and Google ratings and results to the others.

EXCLUSIVE PRACTICE. Our practice is exclusively in foreclosure and bankruptcy cases. I don’t just keep abreast of foreclosure and bankruptcy law. We teach it in NBI seminars and boot camps to other attorneys.

CUSTOMER SERVICE. Toni is your legal consultant. She will guide you through the process when it comes to answering administrative questions.
I am personally available to clients for legal advice, even after the case is over. You are not under any obligation in our first session.

PAYMENT PLAN: We offer no money down options if you need to file bankruptcy immediately to stop a garnishment and don’t have cash.

Remote preparation: We have a secure “Client Portal” where you can complete your intake and upload documents from the comfort of home, saving time in the office.

Chapter 7 often runs $1200 to 1400. We work to ensure if you need a Chapter 7, you qualify for it. Chapter 13 cases pay attorneys 3500 or more. That is why, in some offices, Chapter 13 cases can be over 90% of their cases.

In 2020, I filed the first small business reorganization act bankruptcy in Kentucky, and I represent small businesses. I have been an assistant county attorney in Bullitt County and an assistant attorney general assigned to the tax department. My US Tax Court license is #51, and I was one of the first 50 attorney generals invited to the US Tax Court. We have presented seminars and co-authored a book on how to bankrupt student loans.

Call 502-625-0905 for a FREE bankruptcy consultation!

Mississippi College
J.D. | Tax; Corporate Law
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Murray State University
B.S. | Pol Sci Communications
Honors: Debate Team, Swim Team, ROTC, Judo.
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Professional Experience
Solo Bankruptcy and Foreclosure Defense Practice Highly Rated!
Louisville Kentucky Bankruptcy and Foreclosure Defense Practice
- Current
Solo Bankruptcy and Foreclosure Defense Practice Student loan and tax issues.
Litigation Attorney
Assistant County Attorney
Assigned to bench trials and solely responsible for all jury trials.
Litigation Attorney
West Virginia Tax Department
Litigated Oil and Gas tax issues. Returned to home in Louisville.
Articles & Publications
How to file Bankruptcy manual
Nook Amazon and Apple
Speaking Engagements
CFPB and Foreclosure Litigation the New Rules, NBI Seminars, Wisconsin
The new CFPB regs and Foreclosure prevention
Fair Debt Collection Practices Act and Bankruptcy, NBI seminars, Wisconsin
Suing Debt Collectors in Bankruptcy Court and the FDCPA
Top Kentucky Bankruptcy Attorney for 2016
Top Kentucky Bankruptcy Attorney for 2016
Top Foreclosure Attorney 2015-2016
Top Foreclosure Attorney for Kentucky 2015-2016
Top Kentucky Bankruptcy Attorney for 2015
The Top rating for 2015 for Kentucky
Clients Choice Award Best Attorney
Top rated attorney for Kentucky as rated by clients
Professional Associations
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- Current
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- Current
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Jurisdictions Admitted to Practice
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West Virginia
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6th Circuit
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United States Tax Court License #51
ID Number: #51
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  • Free Consultation
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    We offer Flat Fees for most Chapter 7 and Chapter 13 cases We also offer no money down financing!
Practice Areas
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
    Foreclosure Defense
  • English: Spoken, Written
  • French: Spoken
  • Russian: Spoken, Written
Legal Answers
Q. Took tenant to small claims judge ruled in my favor but says she is filing bankruptcy can she add that to bankruptcy?
A: If she has filed bankruptcy you are barred from collection. Dont even think about it. However, the only way to properly check is to call the court clerk. Do not trust her to file. Clients often claim they filed or will file. She is only protected if she actually files the bankruptcy. The automatic stay protects her while the stay is active. The discharge protects her if she completes the bankruptcy. Clients often are dismissed because they filed the case but don't pay the filing fees or Chapter 13 plan payments. If the case is dismissed you can collect. And although you may not be able to collect from her you can certainly evict a tenant if she does not pay. There is a provision of the code where she can immediately at the start of a bankruptcy put the money she is behind into a trust fund and complete her lease. But an evicted tenant has little or no rights.
Q. We broke up, I took the dog. All the vet stuff is in my name, and I've paid for it. Is it my dog?
A: Every Divorce case depends on the facts who paid for the dog, who owned the dog prior to the couple getting together and 100 other facts that can be brought up. Normally registering a dog is from the breeder to the purchaser. You can't just register the dog with the AKC without the breeder or owner signing over the AKC registration. Anyone can get a dog chipped, vacinated, and registered with the county even a stolen dog. But the AKC registration is more like the title to a car and is proof of ownership. I can think of nothing which would be a better proof of ownership than the AKC registration from the breeder. Taking the dog is not ownership. Paying the vet bills is some proof. Paying the breeder for the dog is better and closer to ownership. AKC registration should be the best test of ownership.
Q. How do I file my objection to the proposed relief letter with the court in a bankruptcy case? Does "file" mean just mail
A: If a motion for relief from stay has been filed in your case your lawyer should file a response, not you. If you have no lawyer you have a limited time to file an objection or the mortgage company will go back to state court and sell the home. What commonly happens is the debtor fails to make payments to the mortgage company or to the trustee. When the debtor does not live up to the terms of a plan or the order of confirmation the mortgage company files a motion for relief from stay for permission to go back to foreclosure court. You must send a copy of any objection to the attorney who filed the motion for relief from stay and it must also get to the court before the deadline. Attorneys file electronically. If you are doing your own case, I suggest you make sure it gets to the court before the deadline by hand delivery if you can or send the letter early enough that you don't miss the deadline.
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Websites & Blogs
Contact & Map
The Law Office of Nick C. Thompson
800 Stone Creek Parkway Suite 6
Louisville, KY 40223
Telephone: (502) 625-0905
Fax: (502) 625-0940
Monday: 9 AM - 5 PM
Tuesday: 9 AM - 5 PM
Wednesday: 9 AM - 5 PM
Thursday: 9 AM - 5 PM
Friday: 9 AM - 5 PM (Today)
Saturday: Closed
Sunday: Closed
Notice: We have evening and weekend appointments sometimes available by appointment.