Norma Duenas

Consumer bankruptcy and estate planning attorney representing clients in Southern California.

University of San Diego School of Law

J.D. | Law

2003 - 2006

Honors: Cum laude

Lead Attorney

Southern California Law Advocates

2009 - Current

Measuring Violence Risk and Outcomes Among Mexican American Adolescent Females

Sage Journals

January 1, 2006

Programa Shortstop: A Culturally Focused Juvenile Intervention for Hispanic Youth

Journal of Drug Education

January 1, 2004

Culturall Focused HIV Prevention and Substance Abuse Treatment for Hispanic Women

Addictive Disorders & Their Treatment

August 1, 2003

Rising Star

SuperLawyers

Wealth Counsel

Member

2021 - Current

National Association of Consumer Bankruptcy Attorneys

Member

2015 - Current

California

Since 2008

• Free Consultation

• Testamentos

Q. How can I find out if my second mortgage was dismissed in my Bankruptcy case?

August 9, 2014

A: This question is difficult to answer without further information. Was your bankruptcy case a Chapter 7 or a Chapter 13. Were you trying to strip your second mortgage in a Chapter 13? Generally you can remove your personal liability for a second mortgage in a Chapter 7 bankruptcy, but if you intend to keep the home you must continue to pay it. Most judges in California do not allow you to strip second mortgages in a Chapter 7. In a Chapter 13 you can remove your second mortgage. The second mortgage will be removed if you complete your Chapter 13 plan and as part of the plan you proposed to avoid the second mortgage. For information on this you can go to: http://www.socaladvocates.com/Bankru ptcy/Remove-Second-Mortgage.aspx ... Read More

Q. Financial liability after bankruptcy discharge for difference between short sale amt and amt owed?

August 9, 2014

A: If you have listed and included your two mortgages in your bankruptcy then you should not have liability for any difference between the amount of the short sale and what was owed. Your bankruptcy would have removed your personal liability for the mortgages. The only time that you would be responsible would be if you reaffirmed the mortgages in your bankruptcy. It this is not the case then the mortgage companies cannot come after you for the mortgages. For further information on this issue you can go to:

http://www.socaladvocates.com/Bankruptcy-Blog/2011/February/Foreclosure-After-Bankruptcy-Do-I-Have-to-Pay-th.aspx