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Paul Cain

Paul Cain

Business & Bankruptcy Litigator; I Draft Wills, Trusts, and Medical Directives
  • Estate Planning, Bankruptcy, Business Law ...
  • Florida
Claimed Lawyer ProfileQ&ALII GoldSocial MediaResponsive Law

Aside from zealous advocacy, the lawyer’s primary role is to ensure you, the client, can perceive both the positive and negative aspects of a complex legal issue. Lawyers must boil down unfamiliar topics and promote well-informed, rational decision-making processes.

I'm passionate about integrity, responsibility, and professionalism; I strive to combine tenacity and grit with a civil, courteous approach. As a lawyer, I work hard every day to help clients manage uncertainty and overcome whatever legal obstacles they face. I work alongside my bride and fellow attorney, Melissa Cain, at Cain & Cain, PL. Our home office is in wonderful Jacksonville, Florida. We live in nearby Ponte Vedra Beach, where we decided to settle down and raise our amazing daughters.

I'm a first generation attorney who's known nothing but long days and hard work my entire life. I grew up in Alabama, became an Eagle Scout during high school, and enlisted in the U.S. Air Force soon after graduation. I spent my 20's in Las Vegas, then moved to Los Angeles and attended college on the G.I. Bill. After deciding to attend law school, I finished in 23 months, shaving more than a full year off the traditional three year program. I held a job throughout my law studies while simultaneously doing the best I could to be a good dad to my kids. Somehow, I also found time to clerk at two prestigious law firms.

I'm licensed to practice law in Florida.

Experiencing legal trouble? Call me - I’ll fight to protect your best interests.

California Baptist University
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Professional Experience
Estate Planning, Litigation, and Bankruptcy
Rise Up Legal | Cain & Cain
- Current
Rise Up Legal originated in 2008 when Mr. and Mrs. Cain began working together at Cain Law Group in Las Vegas, Nevada. Mrs. Cain served as the founding attorney, while Mr. Cain--having yet to attend law school due to military service--worked in a managerial role, handling business administration. Mr. Cain also assisted clients with bankruptcy filings in a paralegal capacity. The Cain firm filed hundreds of cases and represented thousands of clients in Nevada during the 2008 economic crisis. After selling the Las Vegas location, Mr. and Mrs. Cain relocated to Birmingham, Alabama. Using a similar approach, the Cain firm has since represented hundreds of clients throughout the state of Alabama. In addition to our home office in Jacksonville, the Birmingham office is still active and can be found on the web at
Articles & Publications
BANKRUPTCY: A Brief Description of the Various Chapters
Linkedin Articles
Speaking Engagements
Veteran Owned Law Firms, Private Firms SBA Event, 8787 Baypine Road, Jacksonville, Florida
Florida Coastal School of Law
The SBA welcomes you to another event, featuring two veteran-started law firms with a range of expertise from bankruptcy to personal injury law. There will be an opportunity to meet and greet these distinguished guests.
Veterans Administration Accredited Attorney
U.S. Department of Veterans Affairs
Eagle Scout Award
Boy Scouts of America
U.S. Military - Honorable Discharge
United States Air Force
Professional Associations
The Florida Bar  # 1022280
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U.S. Bankruptcy Courts  # 1022280
Attorney and Counselor
- Current
Activities: Admitted to practice in U.S. Federal Bankruptcy Courts.
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U.S. Federal Court  # 1022280
Attorney and Counselor
- Current
Activities: Admitted to practice in Federal Courts; Florida's Middle District and Northern District.
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Jurisdictions Admitted to Practice
The Florida Bar
ID Number: 1022280
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  • Free Consultation
    Zero Down options available for Estate Planning and Bankruptcy, OAC.
  • Credit Cards Accepted
  • Contingent Fees
  • Rates, Retainers and Additional Information
    Restrictions apply for zero down services. Inquire for more information.
Practice Areas
    Estate Planning
    Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
    Business Law
    Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Franchising, Mergers & Acquisitions, Partnership & Shareholder Disputes
    Probate Administration, Probate Litigation, Will Contests
  • English: Spoken, Written
Legal Answers
Q. I live with my BF in his paid off home and his income is SSD. I pay all the expenses in the house including food.
A: Generally, Social Security benefits--of any type--may not be counted as income on your bankruptcy petition. Your attorney should discuss the Means Test with you (also known as Form 22A - Statement of Current Monthly Income/Means Test in a Chapter 7 and Form 22C - Current Monthly Income/Disposable Income in a Chapter 13). However, it's important to note your living situation in its entirety so that your household size and income can be determined according to applicable standards. Good luck to you, I hope you get the answers you are looking for!
Q. Do I make payments during chapter 7 on title loan?
A: If you want to keep the vehicle, and the trustee does not object, then you may be able to reaffirm the loan in your bankruptcy. However, keep in mind that the payment normally needs to be current throughout the life of the loan. While repossession rarely occurs during the automatic stay, you'll need to ensure payments are current when it is lifted. A common problem folks run into is that once a bankruptcy case is filed, the lender won't accept payments in the format you're accustomed to. You will need to discuss the specifics of this with your attorney. Best of luck!
Q. If I am a co signer and my name is on a vehicle loan, can I file bankruptcy without filing on that loan?
A: When filing bankruptcy, you must list all of your obligations. You must also inform the court of any possible rights you have in property. However, this doesn't automatically mean the property will be taken away from you, or that you'll be forced to pay every debt you list on your petition. Here, the auto loan may be somewhat unaffected, or you might be able to reaffirm the debt. The final determination is made by the court, often in conjunction with you and the lender. Your attorney will likely provide you with guidance on what to expect before you file your case. Good luck to you!
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Websites & Blogs
Cain Attorneys - Jacksonville Florida
Cain & Cain
Contact & Map
Rise Up Legal | Cain & Cain
822 N. Hwy A1A
Ste 333
Ponte Vedra Beach, FL 32256
Telephone: (904) 877-1010
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours (Today)
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours
Notice: We are closed on most major US holidays.
Rise Up Legal | Cain & Cain
1800 Pembrook Drive
Three Hundred
Orlando, FL 32810
Toll-Free: (800) 455-7834
Telephone: (407) 381-6080
Cell: (904) 575-3210
Fax: (904) 877-1010
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours (Today)
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours
Rise Up Legal | Cain & Cain
4651 Salisbury Road
Ste 449
Jacksonville, FL 32256
Telephone: (904) 877-1010
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours (Today)
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours
Notice: We are closed on major US holidays.