Smith Prestwood has worked as an insurance claim attorney for 15 years. He spent the first part of his career representing insurance companies. After learning the ins-and-outs of the insurance claim industry, Smith opened Prestwood Law Firm to "swap sides" and help individuals and businesses with underpaid and wrongfully denied insurance claims. Since opening Prestwood Law Firm, Smith has helped hundreds of insurance policyholders recover on their claims, including homeowners, condominiums, hotels, rental properties, and commercial properties.
Smith represents clients in every aspect of an insurance claim, including filing the claim, valuing the claim, evaluating coverage under the policy, attending examinations under oath, invoking appraisal, and proving damages. Prestwood Law Firm has relationships with various damage estimators, insurance claim appraisers, engineers, and contractors that it leverages to succeed on claims. You can depend on Prestwood Law Firm to organize the right people to help prove your claim.
Smith makes every effort possible to resolve claims for his clients without litigation. He frequently resolves claims by negotiating with insurance companies and handling claims in appraisal. However, if an insurance company simply refuses to cooperate, Smith is always ready to take the case to litigation and has the court record to prove it.
- University of Alabama School of Law
- J.D. (2009) | Law
- CALI Award - Special Problems In Corporate Law: Merger
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- University of Alabama
- B.S. (2006) | Quantitative Corporate Finance & Economics
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- Attorney
- Prestwood Law Firm, LLC
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- Attorney
- Spear, Spear & Hamby, P.C.
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- Peer Review Rated
- Martindale-Hubbell
- Very Good Rating
- Avvo
- A+ Rating & Accredited Business
- Better Business Bureau
- Super Lawyer
- Super Lawyers
- 2017-2019
- Florida State Bar
- Member
- Current
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- Baldwin County Bar Association
- Member
- Current
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- Alabama State Bar
- Member
- Current
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- American Bar Association
- Member
- Current
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- Mississippi State Bar
- Member
- Current
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- Alabama
- Alabama State Bar Association
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- Florida
- The Florida Bar
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- Mississippi
- The Mississippi Bar
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- Free Consultation
- Contingent Fees
- Insurance Claims
- Bad Faith Insurance, Business Insurance, Life Insurance, Property Insurance
- English
- Website
- Prestwood Law Firm Website
Introduction to Prestwood Law Firm and Smith Prestwood
Attorney Smith Prestwood discusses his background in handling insurance claims.
Actual Cash Value vs Replacement Cost Value in an Insurance Policy
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss the difference between actual cash value and replacement cost value as part of an insurance claim.
Are building code upgrades covered by an insurance policy?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss building code upgrades as part of an insurance claim.
Are fallen trees included in an insurance policy?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss fallen trees as part of an insurance claim.
Are swimming pools and pool enclosures part of an insurance policy?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss swimming pools and pool cages as part of an insurance claim.
Are upgrades allowed as part of an insurance claim?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss upgrading during an insurance claim and documenting the price difference of upgrades.
Can an additional claim be made after depositing a check from a property insurance claim?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss initial insurance claim payments and making a supplemental property damage claim.
Does an insurance policy cover damaged household items?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss documenting your damaged contents as part of an insurance claim.
What are additional living expenses and are they part of my insurance claim?
If you have to move out of your damaged home, what can you do about the extra expenses you incur? Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett...
What are the first steps to take after a major storm event?
Attorney Smith Prestwood discusses the initial actions to take after a catastrophic storm event to preserve your insurance claim.
What is an assignment of benefits for an insurance claim?
Attorney Smith Prestwood discusses some of the problems of using an assignment of insurance claim benefits with a roofer, mitigation company, or contractor.
What options are available if an insurance company does not pay enough for property damage?
Insurance claim attorney Smith Prestwood and insurance appraiser/claim consultant Brett Nezat discuss what insureds can do when their insurance company does not adequately pay a property insurance claim.
Why do insurance companies not pay enough after a major storm event?
Attorney Smith Prestwood discusses some of the reasons that insurance companies frequently under estimate claims after a catastrophe.