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W. J. Winterstein Jr.

W. J. Winterstein Jr.

Montgomery and Berks County, Experienced practitioner in Civil matters
  • Bankruptcy, Collections, Foreclosure Defense ...
  • Pennsylvania
Badges
Claimed Lawyer ProfileQ&ALII GoldResponsive Law
Biography

A solo practitioner, I work from a home office in Boyertown, PA, about 30 miles from center-city Philadelphia, and most of my cases are litigated in Philadelphia and Reading courts. With the assistance of local counsel, I also handle matters in Delaware. I have over 30 years experience in both state and federal courts; bankruptcy and mortgage foreclosure/workout are a large part of my practice. There isn't much I haven't seen, or done.
Currently rated "Distinguished" by the "gold standard" of lawyer ratings.
PLEASE CONTACT ME BY EMAIL FIRST, as that is my preference, and more reliable for each of us.

Education
Oklahoma City University School of Law
J.D.
-
Honors: Graduated with honors, 2nd of 208, 1976
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Professional Experience
Attorney
Law Office of W.J. Winterstein, Jr.
- Current
Over 30 years experience in bankruptcy reorganizations, out of court workouts, debtor/creditor, civil practice in all state and federal courts in PA, OK, with practice encompassing NJ and DE through local counsel. Admitted to Third Circuit, Tenth Circuit, and U.S. Supreme Court, and all lower courts in PA.
Awards
BV Rated
Martindale-Hubbell
Professional Associations
PA Bar Association
member
- Current
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Eastern district of PA Bankruptcy Conference
Member
- Current
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Jurisdictions Admitted to Practice
Pennsylvania
Disciplinary Board of the Supreme Court of Pennsylvania
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Fees
  • Free Consultation
    I am happy to chat with you about your issues, for no charge, for up to one hour.
Practice Areas
Bankruptcy
Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Collections
Foreclosure Defense
Consumer Law
Lemon Law
Probate
Probate Administration, Probate Litigation, Will Contests
Additional Practice Area
  • General Civil
Languages
  • English: Spoken, Written
Legal Answers
Q. Can I pause my installment agreement to pay for my chapter 13 bankruptcy
A: An "installment agreement" for what? Youe house, a car, a debt consolidation program?

There are various ways to pay for a Ch. 13 bankruptcy, but to answer your question reliably, a practitioner will need your fully detailed financial situation.

Confer with an experienced bankruptcy attorney in Ohio for your best answers.
Q. My husband died. I can't afford the home, boat and camper that is in our names. How do I liquidate? File bankruptcy?
A: Filing for bankruptcy relief is a serious matter, determined by consideration of all your assets and debt, and your income and future plans.

In PA, you can put house, camper and boat solely in your name by filing a Certificate of Death, way cheaper than filing for bankruptcy. Once in your name alone, you can sell at your leisure (or as your income requires).

Spend an hour with an experienced NC attorney to discuss your options.
Q. If my Chapter 13 payment increases, where does that extra money go if I have a set amount to pay off in 5 years?
A: YOU, as a Ch. 13 debtor, propose a Plan. So you didn't "get put into" any Plan.

If your Plan deals with secured creditors with perfected liens on property you retain, "extra" money may pay accruing interest on those claims.

And "extra" money may pay administrative claims of lawyers or the Ch. 13 Trustee.

These are just educated guesses, as any bankruptcy lawyer must have full facts to answer your questions.
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Contact & Map
Law Office of W.J. Winterstein, Jr.
P.O. Box 285
Boyertown, PA 19512
Telephone: (484) 415-0144
Monday: 6:30 AM - 9:30 PM
Tuesday: 6:30 AM - 9:30 PM
Wednesday: 6:30 AM - 9:30 PM
Thursday: 6:30 AM - 9:30 PM (Today)
Friday: 6:30 AM - 9:30 PM
Saturday: 6:30 AM - 9:30 PM
Sunday: 6:30 AM - 5 PM
Notice: I work from my home office at this point.
Law Office of W.J. Winterstein, Jr.
PO BOX 285
BOYERTOWN, PA 19512
Telephone: (484) 415-0144
Monday: 7 AM - 10 PM
Tuesday: 7 AM - 10 PM
Wednesday: 7 AM - 10 PM
Thursday: 7 AM - 10 PM (Today)
Friday: 7 AM - 10 PM
Saturday: 7 AM - 10 PM
Sunday: 7 AM - 10 PM