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Carol Cadiz

Carol Cadiz

Local Attorney - bilingual Spanish. Injury & Disability Insurance Appeals.
  • Personal Injury, Real Estate Law
  • Illinois
Claimed Lawyer ProfileQ&ASocial Media

Local, easy to work with attorney helping people in the areas of personal injury, ERISA disability appeals and real estate closings. An informed client is a happy client, so we provide free written materials. Services available by me in Spanish also. Offices in Itasca (DuPage County) and Schaumburg (Cook County)

DePaul College of Law
J.D. | LAW
DePaul College of Law Logo
Professional Experience
Attorney and Owner
O'Connor Cadiz Law
Injury, Real Estate and Mediation lawyer. Client focused firm- look at our reviews on Google and Avvo to see what others have to say.
Articles & Publications
Bankruptcy Myths Exposed
Word Association Press
The Indispensable Homeseller's Guide
Jurisdictions Admitted to Practice
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7th Circuit
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  • Free Consultation
    Free ERISA denial letter review, too.
  • Credit Cards Accepted
    Visa, Mastercard, Discover, American Express
  • Contingent Fees
    Personal Injury.
  • Rates, Retainers and Additional Information
    Fees and plans vary depending on service provided.
Practice Areas
    Personal Injury
    Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
    Real Estate Law
    Commercial Real Estate, Condominiums, Easements, Eminent Domain, Homeowners Association, Land Use & Zoning, Mortgages, Neighbor Disputes, Residential Real Estate, Water Law
Additional Practice Area
  • ERISA disability insurance appeals
  • English: Spoken, Written
  • Spanish: Spoken, Written
Legal Answers
Q. I bought a property from someone and never received the deed. Can I sue them and get my money back for the deal?
A: There are many facts that are unclear from your question. For example, how long ago did you buy the property? Were there attorneys or a title company involved? If the closing went through all of the proper channels and you closed at the title company, they will have sent the deed to the county for recording - which can take a while. The deeds are usually then mailed back to the homeowner or to the attorney for the buyer. If you had a lawyer represent you, you should reach out to your attorney. Is it possible that the deed was recorded with the county but you simply never received a copy? This can be investigated with the recorder of deeds office in the county where the property was located. It would be wise to immediately find out who the current property owner is- according to the county. Hopefully it is you, and will just be a matter of requesting a copy of your deed. Otherwise, the situation could be more complex and you should consult with an attorney to determine next steps.
Q. I know little about this. If I file for bankruptcy and want to keep my house; can I keep my mortgage obligations?
A: There are many nuances as to whether or not you can/should keep your house, and the amount that you owe on the house compared to its value also play into the bankruptcy equation, but the simple answer to this is that if you are keeping your house, you'd continue to pay the mortgage as usual.
Q. I'm in the process of buying a condo.
A: This is impossible to say with certainty without seeing the actual contract and the reason for "breaking" the contract. Most contracts will provide certain provisions whereby it is legally OK to walk away & get your earnest money back (I assume this is what you mean) but without a legally justifiable reason (as set forth in the contract) you likely risk all of your money being LOST and- again- this is specific to the contract- but you could be sued too. Hopefully you are not trying to buy real estate without a lawyer - so best bet is to discuss any concerns that you have with your lawyer as everything I just said is very general and might not apply to your situation. Best of luck.
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Websites & Blogs
Contact & Map
O'Connor Cadiz Law
1821 Walden Office
Suite 400-A
Schaumburg, IL 60173
Telephone: (630) 250-8809
O'Connor Cadiz Law
550 E Devon Avenue
Suite 160-A
Itasca, IL 60143
Telephone: (630) 250-8813