Christopher C. Carr

Christopher C. Carr

The Law Offices of Christopher C. Carr, MBA, P.C.
  • Bankruptcy, Business Law, Consumer Law ...
  • Ohio, Pennsylvania
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Biography

I am a Federally designated Debt Relief Agency Attorney, with experience in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Mortgage Modification, Debt Settlement, Fair Debt Collection/Debtors Rights. I also work in Small Business, Intellectual Property (including software licensing and entertainment law) and Elder Law.

I take a compassionate view on all problems presented to me and many of my clients past and present have become personal friends.

I am also an MBA with several years of practical experience as a Financial Planning Analyst with the NCR Corporation and this background provides me with unique insights into the economics of law which most attorneys simply do not have.

Education
Pennsylvania State University - Great Valley
CERT/MIS (2000) | Mgmt. of Information Systems
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Post MBA Certificate
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Ohio State University - Columbus
J.D.
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Ohio State University - Columbus
MBA | Finance
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Honors: Beta Gamma Sigma
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Ripon College
B.A. | Philosophy
Honors: Phi Beta Kappa
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Boston University
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Professional Experience
Corporate Counsel & Secretary
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Sanchez Computer Assoc. Malvern, PA (merged into Fiserv Corp.) A worldwide provider of integrated e-commerce financial services. ? Developed, reviewed, negotiated, and drafted comprehensive software contracts for global banks and other financial institutions worldwide. ? Closed $5-15MM licensing and services deals with Banker’s Trust Company, Sumitomo Bank, and the Federal Home Loan Bank of Pittsburgh. ? In course of a single year, structured and negotiated legal/contractual aspects of 10 or more licensing/services packages with banking organizations in eight countries, including Citibank and ING Direct Bank Canada, for core retail and Internet bank production system, each worth $5-15MM. ? Ensured positioning for late-1996 initial public offering (IPO) by resolving several highly sensitive contractual disputes with customers on three continents. ? Formed master relationship agreements and deal-specific arrangements with strategic partners, including IBM, DEC, HP & Oracle,.
Certifications
Cert/MIS
Penn State University
Awards
Inductee
wHO'S wHO IN AMERICA SINCE 2022
Selected for Inclusion
Lawyers of Excellence
iNDUCTEE
wHO'S wHO IN aMERICAN lAW SINCE 1990
iNDUCTEE
wHO'S wHO IN THE EAST SINCE 1990
Outstanding Employee Oscar
NCR Corp.
Shared wit boss: Paul Thurman for work on USPS Automation Project.
Honoree
Beta Gamma Sigma
Honorary society for Business Majors
Key Holder
Phi Beta Kappa
Philosophy Award
Ripon College
Magna Cum Laude Graduate
Ripon College
Professional Associations
Pennsylvania State Bar  # 46249
Member
Current
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Jurisdictions Admitted to Practice
Ohio
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Pennsylvania
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3rd Circuit
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Fees
  • Credit Cards Accepted
Practice Areas
Bankruptcy
Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Business Law
Business Contracts, Business Dissolution, Business Finance, Business Formation, Mergers & Acquisitions, Partnership & Shareholder Disputes
Consumer Law
Lemon Law
Foreclosure Defense
Intellectual Property
Estate Planning
Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills
Languages
  • English: Spoken, Written
Legal Answers
Q. Im in my 4th year of a chapter 13 & plan & arrears on mortgage are current. can i keep my escrow surplus check?
A: Dear Reader: Since you are four years into the plan, it is obvious that the overpayment is a post petition asset. This being so, it is derived from property of the bankruptcy estate and your post-petition income. That income constitutes property of the estate under 11 U.S.C. § 1306(a)(2).

The question which then arises is "who is entitled to the property interest so created: the Trustee or you?" 11 U.S.C. § 1306(b)makes it quite clear that unless otherwise treated in your confirmed plan (unlikely), you as the debtor in possession are entitled to the property.

Should you consult legal counsel or the standing trustee to assist you with this matter?. Well, it is always your choice to do so but were I you, I would not: the former course would involve payment of legal fees to get to the same answer as above and the latter is at best unnecessary.

Your hard earned money funded the escrow in the first place so now enjoy the refund!
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Social Media
Websites & Blogs
Website
Website
Contact & Map
3240 Tyning Lane
Downington, PA 19335
Telephone: (610) 380-7969