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Ian B. Lyngklip
National Associate of Consumer Advocates
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Claimed Lawyer ProfileQ&A
Biography
I have dedicated my practice exclusively to the representation of consumers and individuals harmed by businesses and government. Our practice focuses on consumer protection and civil rights litigation.
Education
- University of Detroit Mercy School of Law
- J.D. (1992)
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- Honors: Suma Cum Laude Deans List
- Activities: Law Review
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Professional Experience
- Chair Person, Board Member
- National Associate of Consumer Advocates
- Current
Publications
Articles & Publications
- NCLC Fair Credit Reporting Act Manual, Notices Under the FCRA (Seventh Ed.)
- NCLC
- NCLC Fair Credit Reporting Act Manual, Notices Under the FCRA (Sixth Ed.)
- NCLC
- A Primer on the Lemon Law and Magnuson-Moss: Motor Misery and Lemon(aid)
- Michigan Bar Journal
- Preventing Credit Damage in Divorce Cases
- Michigan Bar Journal
Speaking Engagements
- Using Technology in FCRA Cases, NACA Anual FCRA Conference, Longbeach, CA
- NACA
- Written Discovery in FCRA Cases, NACA Anual FCRA Conference, Longbeach, CA
- National Association of Consumer Advocates
- Offices Processes, Case Setup, and Discovery Responses, FCRA Kickstart, Boston, MA
- FCRA Insight
- Credit Card Debt Collection Procedure, Michigan Judicial Institute, Zoom
- Michigan Judical Institute
Certifications
- Trial Lawyers College
- Graduated August 2011
- Graduate
- Trial Lawyers College
Awards
- Advocate of the Year
- National Association of Consumer Advocates
Professional Associations
- University Of Detroit Mercy School Of Law
- Adjunct
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- National Association of Consumer Advocates
- Chair Person
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- State Bar of Michgan Consumer Law Section
- President
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Jurisdictions Admitted to Practice
- Michigan
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- 4th Circuit
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- 6th Circuit
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Fees
- Free Consultation
- Contingent Fees
Additional Practice Areas
- Identity Theft
- Credit Reporting
Languages
- English
Legal Answers
- Q. How long can Charles Schwab hold my money legally after they close my account. They said I was in chex systems
- A: If they are telling you that there is a problem with ChexSystems, there are two problems. The first problem is that ChexSystems is a credit reporting agency that publishes data relating to bank and checking accounts. The major banks report NSF checks to ChexSystems, and that agency regularly reports NSF checks as "fraud." You should immediately request a copy of your ChexSystems report along with the Early Warning report. You can find their addresses on my web site at https://www.consumerlawyers.com/most-important-credit-reports-to-order. The second problem is the one you wrote about, which is the retention of your funds. Schwab is an investment house, but they may have set up an affiliated bank to allow you to receive and pay funds. You will need to contact a banking attorney for this, but if the funds have been wired to you they should be available almost immediately. You can find a referral to a consumer banking attorney at web site for the National Association of Consumer Advocates, www.consumeradvocates.org. Select the find a lawyer link in the center of the page and you can find a banking attorney near you. Best of luck.
Social Media
Websites & Blogs
- Website
- Website
Videos
Should I file Bankruptcy to Fix My ID Theft
Should I file bankruptcy to fix my ID theft?
How to Prove Stolen Identity and Get Identity Theft Evidence For Investigations
Ho to Prove Stolen Identity and Get Identity Theft Evidence for Investigations
How to Prove Stolen Identity and Get Identity Theft Evidence For Investigations
Three worst errors that can ruin your credit when buying a home.
How to Tell If My Employer Pulled a Background Check On Me
How to Dispute Errors on a Credit Report
Why Credit Reporting Agencies May Report You As Dead (And What To Do About It)
Why credit reporting agency may report you as dead (and what to do about it)
Three Reasons a Deleted Account Can Appear On A Credit Report – MI Consumer Lawyer Ian Lyngklip
Three reasons a deleted account can reappear on a credit report.
Three Reasons a Deleted Account Can Appear On A Credit Report – MI Consumer Lawyer Ian Lyngklip
Can I sue for a bank ruining my credit report?
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