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Ian B. Lyngklip

National Associate of Consumer Advocates

32 years of experience
Consumer Law
Michigan

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Biography

I have dedicated my practice exclusively to the representation of consumers and individuals harmed by businesses and government. Our practice focuses on consumer protection and civil rights litigation.

Education

University of Detroit Mercy School of Law: J.D. (1992); 1987 - 1992; Honors: Suma Cum Laude Deans List; Activities: Law Review

University of Michigan - Dearborn: B.A.; 1987

Professional Experience

Chair Person, Board Member: National Associate of Consumer Advocates; Current

Senior Attorney: Lyngklip & Associates; Current

Publications

Articles & Publications

NCLC Fair Credit Reporting Act Manual, Notices Under the FCRA (Seventh Ed.): NCLC

NCLC Fair Credit Reporting Act Manual, Notices Under the FCRA (Sixth Ed.): NCLC

TCPA Causes of Action: ICLE; February, 2019

A Primer on the Lemon Law and Magnuson-Moss: Motor Misery and Lemon(aid): Michigan Bar Journal; October, 2017

Drafting FCRA Dispute Letters: State Bar of Michigan - Consumer Law Newsletter; June, 2017

Preventing Credit Damage in Divorce Cases: Michigan Bar Journal; March, 2014

How to Write Like a Trial Lawyer: Warrior, the publication of the Trial Lawyer's College; 2013

From Statutes to Stories: Warrior, the publication of the Trial Lawyer's College; 2012

The Michigan Consumer Protection Act is Virtually Dead Yet the Legislature, Executive Branch, and Many Attorneys Don't Seem to Know It.: Michigan Bar Journal; August, 2012

Debt Collector Liability Under the FDCPA for Failure to Note a Consumer Dispute Before Transfer to Next Collector: Michigan Consumer Law Section Newsletter; April, 2008

Remedies for Identity Theft Victims: Strategies for Protecting and Preserving Clients' Rights: Michigan Bar Journal; October, 2006

Topical Summary of Consumer Protection Statutes Applicable in Proceedings In Michigan Courts: Presented to the Michigan Judicial Institute; March 29, 2004

Top 5 Mistakes of general practitioners in handling identity thefts and credit reporting disputes.: Ingham County Bar Association; October, 2003

Trade Secrets, Protective Orders and the Smoking Gun: The Consumer Advocate, Volume 9 Issue 4; October, 2003

The Court of Appeals Provides Guidance Interpreting Potential Violations of the MCPA: Consumer Law Newsletter, Volume 4 No. 1; January, 2000

Motor Vehicle Repair Fees and the Consumer: Consumer Law Newsletter, Volume 2 No. 2; June, 1998

Civil RICO and Environmental Harms: University of Detroit Law Review; 1992

View More Publications ›

Speaking Engagements

Using Technology in FCRA Cases, NACA Anual FCRA Conference, Longbeach, CA: May 3, 2019; NACA

Written Discovery in FCRA Cases, NACA Anual FCRA Conference, Longbeach, CA: May 2, 2019; National Association of Consumer Advocates

Offices Processes, Case Setup, and Discovery Responses, FCRA Kickstart, Boston, MA: November 13, 2019; FCRA Insight

Credit Card Debt Collection Procedure, Michigan Judicial Institute, Zoom: June 25, 2020; Michigan Judical Institute

Certifications

Trial Lawyers College: Graduated August 2011

Graduate: Trial Lawyers College

Awards

Pro Bono Service Award: Oakland County Bar Association; 2005

Advocate of the Year: National Association of Consumer Advocates; 2004

Frank Kelly Consumer Advocate Award: State Bar of Michigan; 2004

Professional Associations

University Of Detroit Mercy School Of Law: Adjunct; 2009 - 2011

National Association of Consumer Advocates: Chair Person; 2006 - 2009

State Bar of Michgan Consumer Law Section: President; 2000 - 2000

Jurisdictions Admitted to Practice

Michigan
Since 1992

4th Circuit
Since 2011

6th Circuit
Since 2001

9th Circuit
Since 2017

U.S. District Court, District of Colorado
Since 2015

U.S. District Court, District of Connecticut
Since 2011

U.S. District Court, Eastern District of Michigan
Since 1992

U.S. District Court, Northern District of Illinois
Since 2012

U.S. District Court, Northern District of Indiana
Since 2018

U.S. District Court, Northern District of Ohio
Since 2011

U.S. District Court, Western District of Michigan
Since 2000

U.S. District Court, Western District of New York
Since 2015

U.S. District Court, Western District of Oklahoma
Since 2011

Fees

Free Consultation
Free Phone or Zoom Consultation
Contingent Fees

Practice Area

Consumer Law

Additional Practice Areas

Identity Theft
Credit Reporting

Languages

English: Spoken, Written

Legal Answers

Q. How long can Charles Schwab hold my money legally after they close my account. They said I was in chex systems: January 25, 2021; A: If they are telling you that there is a problem with ChexSystems, there are two problems. The first problem is that ChexSystems is a credit reporting agency that publishes data relating to bank and checking accounts. The major banks report NSF checks to ChexSystems, and that agency regularly reports NSF checks as "fraud." You should immediately request a copy of your ChexSystems report along with the Early Warning report. You can find their addresses on my web site at https://www.consumerlawyers.com/most-important-credit-reports-to-order.

The second problem is the one you wrote about, which is the retention of your funds. Schwab is an investment house, but they may have set up an affiliated bank to allow you to receive and pay funds. You will need to contact a banking attorney for this, but if the funds have been wired to you they should be available almost immediately. You can find a referral to a consumer banking attorney at web site for the National Association of Consumer Advocates, www.consumeradvocates.org. Select the find a lawyer link in the center of the page and you can find a banking attorney near you. Best of luck. ... Read More