Mr. Michael A. Shurtleff

Michael Shurtleff is one of the most active bankruptcy attorneys in Oregon. He has helped hundreds of families deal with their debt issues. Michael's driving passion is streamlining and modernizing the bankruptcy process so it is as simple as possible for every client.

Willamette University College of Law

J.D. (2009) | Debtor/Creditor Law

2006 - 2009

Brigham Young University

B.A. (1997) | Political Science

1993 - 1997

Oregon

Oregon State Bar

ID Number: 095070

Since 2009

• Free Consultation
• Credit Cards Accepted
• Rates, Retainers and Additional Information
  One easy payment plan. $250 down and $100/month to pay the remaining court filing fee and attorney fees.

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Q. My partner and I are both on the house mortgage. Will I be able to file for chpt. 7 or 13? will it affect the mortgage

16 February 2021

A: Hi, The main question will be how much equity you have in the home. If you own half the equity then a bankruptcy attorney will be able to look at the value of your home and the amount owing against it and figure out how much home equity you personally have. Many people are able to file chapter 7 even when they own a home and have equity. Just depends on how much equity you have. This is something that you will want to review with one of us (local bankruptcy attorneys) to see if you can file chapter 7. If you are able to file chapter 7, then you have the option to "reaffirm" the home loan meaning that you stay signed up on the loan and keep paying on it and it keeps reporting on-time payments to your credit report, etc.

Q. My credit debt it largely due to gambling on online websites over many years.Would I be able to file for bankruptcy?

3 February 2021

A: Yes: The trustee may encourage you to stop gambling if you have not already, but gambling debt is dischargeable just like any other unsecured debt.

Q. Can I bankrupt one item from my credit - an eviction?

9 July 2020

A: Dear Asker, The good thing is that most of us (bankruptcy attorneys) provide free consultations regarding all types of debt issues. Based on your question there is a lot to discuss and brainstorm about and you will definitely come away feeling more empowered about this eviction situation and have a clear idea of your options and steps you might want to take. Give one of us a call :).