Mr. Michael A. Shurtleff

Michael Shurtleff is one of the most active bankruptcy attorneys in Oregon. He has helped hundreds of families deal with their debt issues. Michael's driving passion is streamlining and modernizing the bankruptcy process so it is as simple as possible for every client.

Willamette University College of Law

J.D. (2009) | Debtor/Creditor Law

2006 - 2009

Brigham Young University

B.A. (1997) | Political Science

1993 - 1997

Oregon

Oregon State Bar

ID Number: 095070

Since 2009

• Free Consultation
• Credit Cards Accepted
• Rates, Retainers and Additional Information
  One easy payment plan. $250 down and $100/month to pay the remaining court filing fee and attorney fees.

Q. What are a bank's obligations for forbearance or loan modifications in Oregon?

March 13, 2025

A: I would suggest calling Hope Del Carlo at elemental.law. She is on top of all the foreclosure stuff in Oregon.

Q. Why would bankruptcy be a benefit for the question related to accelerated loan foreclosure in oregon.

July 10, 2023

A: Because the likelihood is that if you don't have funds to immediately reinstate the loan you are not going to get anywhere with the lender and you will have to file a chapter 13 to stop the foreclosure and give you 60 months to pay back the amount that you are behind on the mortgage. People often file chapter 13 to stop foreclosure and give time to catch up the arrearage. If I understand correctly then an accelerated foreclosure just means you have less time to work something out. But, I will say, having done foreclosure defense for the 8 years of the last foreclosure crisis, there is no such thing as an accelerated foreclosure to my knowledge. A non-judicial foreclosure takes 5-6 months to get to a sale date from the time they initiate it. ... Read More

Q. Is a accelerated loan foreclosure allowed in oregon, my mortgage company is not assisting with any kind of help,

July 10, 2023

A: Ultimately a Chapter 13 bankruptcy is the tool to stop the foreclosure. I would suggest contacting Michael O'Brien in Portland. Doesn't really matter what town you are in. He may be able to help short of filing a Chapter 13 as well.