Mr. Michael A. Shurtleff

Michael Shurtleff is one of the most active bankruptcy attorneys in Oregon. He has helped hundreds of families deal with their debt issues. Michael's driving passion is streamlining and modernizing the bankruptcy process so it is as simple as possible for every client.

Willamette University College of Law

J.D. (2009) | Debtor/Creditor Law

2006 - 2009

Brigham Young University

B.A. (1997) | Political Science

1993 - 1997

Oregon

Oregon State Bar

ID Number: 095070

Since 2009

• Free Consultation
• Credit Cards Accepted
• Rates, Retainers and Additional Information
  One easy payment plan. $250 down and $100/month to pay the remaining court filing fee and attorney fees.

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Q. i have a probate that went into foreclosure, what kind of lawyer do i need to go after the mortgage company?

September 29, 2021

A: Dear Asker, I would suggest someone in the debtor/creditor world who likes creative cases with a few complexities. Options might be. Keith Karnes, Tim Eblen Michael Obrien You can google those names with "attorney" and you'll find them online. They advertise primarily as bankruptcy attorneys, but there is a lot in addition that they may cover related to debtor/creditor issues.

Q. Can I apply for a loan and still file for chapter 7 if I am denied the loan?

August 6, 2021

A: Dear asker, Applying for a loan won't have any effect on your ability to file bankruptcy if you end up needing to do so.

Q. My partner and I are both on the house mortgage. Will I be able to file for chpt. 7 or 13? will it affect the mortgage

February 16, 2021

A: Hi, The main question will be how much equity you have in the home. If you own half the equity then a bankruptcy attorney will be able to look at the value of your home and the amount owing against it and figure out how much home equity you personally have. Many people are able to file chapter 7 even when they own a home and have equity. Just depends on how much equity you have. This is something that you will want to review with one of us (local bankruptcy attorneys) to see if you can file chapter 7. If you are able to file chapter 7, then you have the option to "reaffirm" the home loan meaning that you stay signed up on the loan and keep paying on it and it keeps reporting on-time payments to your credit report, etc.