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Biography
Bucacci and Simonian, P.C. is a Bankruptcy Law firm giving personal attention to our clients. We offer low fees and payment plans to those who need it. We have dedicated our law practice almost exclusively to bankruptcy law since 1996 and have become known as the local and trusted bankruptcy firm in Massachusetts.
Education
- Southern New England School of Law
- J.D. (1995) | Law
- Rhode Island College
- B.A. (1989) | Labor Studies
Professional Experience
- Attorney, Partner
- Bucacci And Simonian, P.C.
- - Current
Publications
Articles & Publications
- 12 Reasons To File Bankruptcy
- Avvo Legal Guide
- Debt is Threatening Retirement Dreams
- Bucacci And Simonian, P.C.
- Facing Foreclosure ???
- Bucacci And Simonian, P.C.
- Income Tax Debt and Bankruptcy
- Robert Simonian
- Income Taxes in Bankruptcy
- Avvo Legal Guide
Speaking Engagements
- Bankruptcy and Senior Citizens, Senior Centers of Fall River
- Bankruptcy, Bristol County Bar Association Annual Meeting, Fall River, MA
Certifications
- Notary Public
- Commonwealth of Massachusetts
Awards
- Client Champion - GOLD
- Martindale-Hubbell
- 2020 - 2023
- 10.0 Superb Rating
- Avvo
- Top 10 Attorney Award
- National Academy For Bankruptcy Attorneys
- 2014
- Elite Lawyer Award
- Elite Lawyer
- 2020-2023
- America's Most Honored Lawyers, Top 5%
- The American Registry
- 2020
Professional Associations
- American Bar Association
- Member
- Current
- Southeastern Legal Assistance Corp.
- Volunteer
- Current
- Fall River Bar Association
- Member
- Current
- National Academy of Bankruptcy Attorneys, Inc.
- Fellow
- Current
- Massachusetts State Bar  # 631817
- Member
- - Current
Jurisdictions Admitted to Practice
- Massachusetts
- United States Bankruptcy Court, District of Massachusetts
Fees
- Free Consultation
- Credit Cards Accepted
- Contingent Fees
-
Rates, Retainers and Additional Information
Payment plans available.
Practice Areas
- Bankruptcy
- Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
- Foreclosure Defense
Languages
- English: Spoken, Written
Legal Answers
- Q. I am currently homeless and i spent money claimed on my wild card exemption before a 341 meeting can i get into trouble?
- A: This is a difficult question to answer without asking you more detailed questions. For example, generally speaking, if you spend $500.00 or less on necessities I would say it is not a problem. If you spent a large amount of money and the trustee feels for some reason that the money was not exempt then you could have a problem. Again, this is a difficult question to answer without knowing more details. If you filed your bankruptcy with an attorney you should definitely call him for advice.
- Q. My client is 88, her home is under water and she cannot afford to repair the failing electric and plumbing systems.
- A: A Chapter 7 bankruptcy sounds like it may be in her best interest at this time however I can not say this absolutely without a full interview. You can call me or another experienced bankruptcy attorney and they should be able to give you a good solid answer and plan to move forward. A chapter 7 discharge would absolve her of her unsecured debts and any deficiency balance after the surrender or foreclosure on the house and allow her to get a fresh start by just paying rent.
- Q. Can the uplyft capital loan be forgiven
- A: "Forgiven" and "discharged" are two different terms. Yes, the debt can be discharged in bankruptcy. If it is a secured loan then you will have to continue making payments to keep the collateral or you can surrender the collateral but either way the debt is discharged. If it is unsecured it can be discharged. If the loan is forgiven then you could have serious tax consequences. Any cancelled or forgiven debt can be considered income to you and reported as such on your taxes.
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