A: Assuming the other driver was at fault, you can still pursue lost wages against the at fault driver and recover any lost wages from the personal assets of the at fault driver. This is true regardless of the $25,000.00 in liability limits being exhausted to cover medical expenses, general damages, etc., and you not having underinsured motorist coverage.
Of course, the issue often arises that the at fault driver is judgment proof, meaning he/she does not have any assets which you could recover any damages in excess of the $25,000.00 liability limits.
A: Most likely no. Georgia has a two year statute of limitations to bring civil claims arising from injuries to the person, which would include emotional distress. See O.C.G.A. section 9-3-33. Thus, any type of civil claim is likely time barred. Further, even if the statute of limitations would have been tolled until you turned 18 years old, your claims will still be time barred because you did not file suit within two years of turning 18.
A: Georgia law does not allow expungement of DUI convictions or felony drug convictions. However, you may be able to expunge the drug conviction if it was for a misdemeanor offense. You would file a petition with the convicting court to request expungement.
O.C.G.A. section 35-3-37(j)(4)(A) provides the process and requirements to petition for expungement of a misdemeanor conviction.